Dan Kaercher

Dan Kaercher

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Closed

$399,850

($258,081 down)
VA

15514 W IRONWOOD Street, Surprise, AZ 85374

3
2
1,659 sqft
PITI Monthly
$1,174.06 /mo

Listing courtesy of: Beth M Rider, Keller Williams Arizona Realty

Assumed Rate

4.19%
7.15%

Principal & Interest

$908 /mo
$1,256 /mo

What's Special

SHOPPING
DINING
VAULTED CEILINGS
WALK-IN CLOSET
SEPARATE SHOWER
PATIO
CHARMING

Welcome to this single level home in Mountain Vista Ranch with 3 bedrooms, 2 bathrooms, and a charming gated front courtyard! The great room has vaulted ceilings and the kitchen is beautiful with plenty of cabinet space, recess lighting, and an entrance to the front courtyard! Both Garages have entrances to the home! The primary suite offers an ensuite featuring a separate shower, jetted tub, dual sink vanity, and a walk-in closet. The backyard features a covered back patio that extends out perfect for outdoor dining. Additional features include gutters, r/o faucet at sink in kitchen, 1 year old water heater, garage has a sink, and there is a gas stub in backyard for a future BBQ. This home is located near Posada shopping center with a costco, furniture store, and great access to the 303. Do not miss out on this home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.19
Remaining Loan Term
18 years, 8 months
Monthly PITI
$1,174.06/mo
Estimated Loan Balance
$142,181
Cash to close
$258,081
Interest Paid
$78,525

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Fireplace Family Rm, 1 Fireplace
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder: UNKNOWN

Community & HOA

Community
  • Subdivision: MOUNTAIN VISTA RANCH PARCEL 4
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: MOUNTAIN VISTA RANCH
  • HOA Amenities: Unknown
  • HOA Fee: $90
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $241.02
  • Tax Annual Amount: $1392
  • On Market Date: 2025-01-22T00:10:05.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $258,081 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $258,081!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.19% Sellers Rate
$141,769
Your Cash:$258,081
Total Purchase Price:$399,850

Assumed vs Traditional Mortgage

Assumed @ 4.19%
$908/mo
Traditional @ 7.5%
$1,302/mo
You save $394/month ($4,733/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6808587

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-28T20:50:30.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.19%
7.15%

Principal & Interest

$908 /mo
$1,256 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $258,081 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $258,081!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.19% Sellers Rate
$141,769
Your Cash:$258,081
Total Purchase Price:$399,850

Assumed vs Traditional Mortgage

Assumed @ 4.19%
$908/mo
Traditional @ 7.5%
$1,302/mo
You save $394/month ($4,733/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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