Dan Kaercher

Dan Kaercher

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Closed

$365,000

($221,146 down)
FHA

1547 W UTOPIA Road, Phoenix, AZ 85027

2
2
1,160 sqft
PITI Monthly
$1,191.11 /mo

Listing courtesy of: Katie O Williams, Russ Lyon Sotheby's International Realty

Assumed Rate

3.8%
7.15%

Principal & Interest

$823 /mo
$1,193 /mo

What's Special

REMODELED
LOCATION
DINING
SPACIOUS
PATIO

Photos of living/dining and bedrooms are virtually staged. Freshly painted inside and out! This lovely home has 2 spacious bedrooms, 2 full baths, remodeled kitchen, 2 car garage, covered patio and large lot. Great location situated less than 5 miles from The Shops at Norterra, located just minutes from the Loop 101, I-17, and SR 51

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.8
Remaining Loan Term
20 years, 8 months
Monthly PITI
$1,191.11/mo
Estimated Loan Balance
$156,927
Cash to close
$221,146
Interest Paid
$56,799

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: No Fireplace
  • Flooring:

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: Rolled/Hot Mop
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Block
  • Roof: Rolled/Hot Mop
Condition
  • Year Built: 1976
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: DESERT VALLEY ESTATES 5
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $314.66
  • Tax Annual Amount: $1115
  • On Market Date: 2024-09-19T23:30:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $221,146 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $221,146!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$143,854
Your Cash:$221,146
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$823/mo
Traditional @ 7.5%
$1,238/mo
You save $414/month ($4,973/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6759749

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-23T16:05:26.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$823 /mo
$1,193 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $221,146 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $221,146!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$143,854
Your Cash:$221,146
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$823/mo
Traditional @ 7.5%
$1,238/mo
You save $414/month ($4,973/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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