Dan Kaercher

Dan Kaercher

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Closed

$909,000

($348,470 down)
VA

1535 25th Street, Oceano, CA 93445

4
3
2,004 sqft
PITI Monthly
$3,377.71 /mo

Listing courtesy of: Jeffrey Landon, Keller Williams Realty Central Coast

Assumed Rate

4.42%
7.15%

Principal & Interest

$3,161 /mo
$4,253 /mo

What's Special

LOCATION
DINING
SPACIOUS
PATIO
LANDSCAPED
CHARMING
TURNKEY

Welcome to your dream home in the charming Old Avocado Ranch Neighborhood in Oceano! This spacious two-story single-family home offers 2004 sqft of comfortable living space. With 4 bedrooms and 2.5 baths, there’s plenty of room for everyone. The primary suite, along with all other bedrooms, is conveniently located upstairs, providing a peaceful retreat. Downstairs, you’ll find an open living room, dining area, and kitchen with a breakfast bar, perfect for entertaining and family gatherings. The laundry room leads through to the two-car garage, with ample space for parking and storage. Step outside to enjoy a beautifully landscaped front yard with a small, covered patio, or to your private paved backyard, ideal for entertaining. Situated in a great location, this beautiful home is comfortably located two miles from the beach where you can hear the ocean. This home offers the perfect blend of comfort and convenience. Don’t miss the opportunity to make this turnkey property your own!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.42
Remaining Loan Term
23 years, 6 months
Monthly PITI
$3,377.71/mo
Estimated Loan Balance
$562,711
Cash to close
$348,470
Interest Paid
$170,691

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Tile, Vinyl

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition, Shingle
Condition
  • Year Built: 2013
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceano(350)
  • Features: Gutters
HOA
  • Has HOA: Yes
  • HOA Name: Old Avocado Ranch HOA
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Monthly
Location
  • Region: Oceano

Financial Details

  • Price per Sqft: $453.59
  • Tax Annual Amount: $
  • On Market Date: 2024-10-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $348,470 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $348,470!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.42% Sellers Rate
$560,530
Your Cash$348,470
Total Purchase Price:$909,000

Assumed vs Traditional Mortgage

Assumed @ 4.42%
$3,161/mo
Traditional @ 7.5%
$4,412/mo
You save $1,251/month ($15,012/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI24204228

Listing From:

Last updated: 2024-12-05T05:20:48.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.42%
7.15%

Principal & Interest

$3,161 /mo
$4,253 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $348,470 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $348,470!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.42% Sellers Rate
$560,530
Your Cash$348,470
Total Purchase Price:$909,000

Assumed vs Traditional Mortgage

Assumed @ 4.42%
$3,161/mo
Traditional @ 7.5%
$4,412/mo
You save $1,251/month ($15,012/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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