Dan Kaercher

Dan Kaercher

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$405,000

($25,740 down)
VA

1530 Citrus Avenue, Chico, CA 95926

3
2
940 sqft
PITI Monthly
$2,310.32 /mo

Listing courtesy of: Holly Hack, NextHome North Valley Realty

Assumed Rate

2.95%
7.15%

Principal & Interest

$1,738 /mo
$2,803 /mo

What's Special

LOCATION
ENTERTAINMENT
DINING
SPACIOUS
MODERN
HARDWOOD FLOORS
CHARMING
COZY
RENTAL INCOME

NESTLED IN THE HEART OF CHICO, 1530 Citrus Ave is a beautifully updated 3-bedroom, 2-bathroom home that seamlessly blends CLASSIC CHARM with MODERN UPGRADES. With 940 square feet of thoughtfully designed living space and sitting on a spacious lot, this property offers endless possibilities—whether you're looking for a cozy primary residence, an income-generating investment, or the perfect spot to build an Accessory Dwelling Unit (ADU). Come inside and be greeted by the warmth of ORIGINAL HARDWOOD floors that flow throughout the home, adding character and elegance to every room. The inviting living area is bathed in natural light, creating a bright and airy ambiance perfect for relaxation or entertaining guests. The updated kitchen is a true showstopper, featuring sleek countertops, modern cabinetry, and stylish finishes that make cooking a delight. Whether you're preparing a quick breakfast or hosting a small dinner party, this space is both functional and beautiful. Each of the three bedrooms offers comfort and versatility, while the two well-appointed bathrooms provide contemporary fixtures and finishes. Outside, the large backyard presents a world of opportunity! With plenty of room to garden, entertain, or expand, this property is ideal for adding an ADU or guest house—perfect for additional rental income or multi-generational living. Located just minutes from DOWNTOWN CHICO and CHICO STATE UNIVERSITY, this home is in a prime location for students, faculty, or anyone who enjoys the vibrant energy of the city. Enjoy easy access to charming local shops, fantastic dining, lively entertainment, and beautiful parks, all just moments away. Whether you're a first-time homebuyer, a seasoned investor, or someone looking for a property with future potential, 1530 CITRUS IS THE PERFECT PLACE!!!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.95
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,310.32/mo
Estimated Loan Balance
$381,666
Cash to close
$25,740
Interest Paid
$45,969

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Drywall, Frame, Plaster, WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: AverageCondition, Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Craftsman
Materials
  • Drywall, Frame, Plaster, WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1912
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, Park, PreservePublicLand, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Chico

Financial Details

  • Price per Sqft: $430.85
  • Tax Annual Amount: $5062.5
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $25,740 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $25,740!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.95% Sellers Rate
$379,260
Your Cash$25,740
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 2.95%
$1,738/mo
Traditional @ 7.5%
$2,907/mo
You save $1,169/month ($14,027/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN25070829

Listing From:

Last updated: 2025-04-04T16:55:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.95%
7.15%

Principal & Interest

$1,738 /mo
$2,803 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $25,740 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $25,740!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.95% Sellers Rate
$379,260
Your Cash$25,740
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 2.95%
$1,738/mo
Traditional @ 7.5%
$2,907/mo
You save $1,169/month ($14,027/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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