Dan Kaercher

Dan Kaercher

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Pending

$425,000

($124,087 down)
FHA

15309 Forest Ranch Way, Forest Ranch, CA 95942

3
3
2,036 sqft
PITI Monthly
$2,200.53 /mo

Listing courtesy of: Zachary Heckerson, Re/Max of Chico

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,378 /mo
$2,188 /mo

What's Special

DINING
SPACIOUS
VAULTED CEILINGS
DECK

Welcome to this incredible home nestled on a .92 acre lot in the Forest Ranch Evergreens. Fantastic Views of the coastal mountain range & the canyon below. This home offers just over 2000 square feet of living space. The tiled entry leads to the 20Ft. vaulted ceilings in the living room & dining room! The wood beam ceilings are accented with knotty pine tongue and groove planks. The living room offers a free standing wood stove resting on a rock hearth, view windows and an entrance to the back deck. The spacious kitchen offers tiled counter tops, 3'X4' island with sink, built in range, built in oven & microwave, walk in pantry just off kitchen, tons of cabinets and built in desk area and display hutch. Off the kitchen is the laundry room with half bath. Off the living room is the 2 guest bedrooms, one guest bedroom has a slider to the deck and great views. The guest bath has been updated with 12X12 tiled floors, tiled counter tops and a tiled tub/shower combination. Up the stairs is a loft area which leads to the master bedroom and finished bonus room. This bonus room can be used as a den, office, or an extra room with no closet. The master bedroom has a viewing deck and walk in closet. The master bath has been updated with 12X12 tiled floors, tiled counter tops and a fully tiled walk in shower. Two car attached garage. Home has a new roof, gutters, downspouts, and solar installed in 2022. New window panes with balances installed. All restroom toilets with their corresponding above ground plumbing replaced in 2022. All new ceiling fans installed in the last 2 years. A considerable amount of work has gone into the backyard to clear brush and trees which has resulted in a great usable space and an incredible view. Backyard is fully fenced in with two usable gates on each end which is only a year old. there are two detached sheds for storage on the garage side of the home. This home is ready for a new owner to take over and enjoy all it has to offer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,200.53/mo
Estimated Loan Balance
$302,126
Cash to close
$124,087
Interest Paid
$32,026

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, FreeStanding, RaisedHearth, WoodBurning
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: ExcellentCondition, Wood, Wire
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: SharedWell
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • WoodSiding
  • Roof: Asphalt
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Foothills, Fishing, Hiking, Hunting
HOA
  • Has HOA: No
Location
  • Region: Forest Ranch

Financial Details

  • Price per Sqft: $208.74
  • Tax Annual Amount: $5312.5
  • On Market Date: 2025-03-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $124,087 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $124,087!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$300,913
Your Cash$124,087
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,378/mo
Traditional @ 7.5%
$2,270/mo
You save $892/month ($10,700/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN25064391

Listing From:

Last updated: 2025-04-01T21:08:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,378 /mo
$2,188 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $124,087 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $124,087!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$300,913
Your Cash$124,087
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,378/mo
Traditional @ 7.5%
$2,270/mo
You save $892/month ($10,700/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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