Dan Kaercher

Dan Kaercher

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Closed

$519,000

($144,686 down)
FHA

1524 Citrus St, Lincoln, CA 95648

3
3
1,630 sqft
PITI Monthly
$2,128.4 /mo

Listing courtesy of: Laura Zamora, eXp Realty of Northern CA, Inc

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,671 /mo
$2,769 /mo

What's Special

GATED COMMUNITY
SERENE
SHOPPING
DINING
SPACIOUS
MODERN
LUXURY
CLUBHOUSE
WALKING TRAILS
EFFICIENT
SOLAR PANELS

Beautiful and meticulously cared-for 1,630 sq. ft. home in the sought-after, gated community of Lincoln Crossing. This spacious 3-bedroom, 2.5-bath residence combines minimalist design with modern smart amenities, a doorbell camera, and smart alarms for doors and windows. The home is equipped with an IQ panel for seamless control of both the alarm system and HVAC, ensuring convenience at your fingertips. With transfer solar panels, this home is as energy-efficient as it is beautiful. Step into your serene backyard retreat, thoughtfully designed with pavers, stepping pads, artificial turf, and low-maintenance plantings—creating an ideal space for relaxation and your furry friends to enjoy. Living in Lincoln Crossing means more than just a beautiful home—it’s about lifestyle. As a resident, you gain access to a world-class clubhouse featuring both indoor and outdoor pools, a splash zone, spa, gym, fitness classes, organized activities, a game court, soccer fields, walking trails, and parks. The HOA fee of just $254/month also includes high-speed internet, making it the perfect blend of convenience and luxury. With easy access to parks, schools, shopping, dining, and major freeways, The perfect place to call home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,128.4/mo
Estimated Loan Balance
$379,175
Cash to close
$144,686
Interest Paid
$43,818

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None, Association

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: DR Horton

Community & HOA

Community
  • Subdivision: Other
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: CALL LISTING AGENT
  • HOA Amenities: Unknown
  • HOA Fee: $254
  • HOA Frequency: $Monthly
Location
  • Region: Lincoln

Financial Details

  • Price per Sqft: $318.4
  • Tax Annual Amount: $6487.5
  • On Market Date: 2025-01-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $144,686 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $144,686!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$374,314
Your Cash$144,686
Total Purchase Price:$519,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,671/mo
Traditional @ 7.5%
$2,872/mo
You save $1,201/month ($14,407/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41081328

Listing From:

Last updated: 2025-03-19T18:09:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,671 /mo
$2,769 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $144,686 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $144,686!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$374,314
Your Cash$144,686
Total Purchase Price:$519,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,671/mo
Traditional @ 7.5%
$2,872/mo
You save $1,201/month ($14,407/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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