Dan Kaercher

Dan Kaercher

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Pending

$435,000

($272,032 down)
FHA

15242 N 145TH Lane, Surprise, AZ 85379

5
3
2,310 sqft
PITI Monthly
$2,052.05 /mo

Listing courtesy of: Jayson Paulus, My Home Group Real Estate

Assumed Rate

6.38%
7.15%

Principal & Interest

$1,579 /mo
$1,709 /mo

What's Special

GREAT CURB APPEAL
DINING
SPACIOUS
MOVE-IN READY
MODERN
PATIO
CHARMING

Charming, Spacious, and Move-In Ready! With great curb appeal, this stunning 5-bedroom, 3-bathroom home welcomes you with style and warmth. Step inside to be greeted by gorgeous dark grey wood grain flooring, setting the tone for modern elegance. A formal living or dining area flows seamlessly into the open-concept family room and kitchen, making it perfect for gatherings.The kitchen is a showstopper, featuring a sleek glass tile backsplash, gas stove, and ample counter space, a dream for any home chef! Generously sized bedrooms provide comfort for everyone, while the modern, upgraded bathrooms offer a spa-like retreat. Out back, an extended patio overlooks a lush green lawn, offering the ideal space for relaxation or fun, whether it's a playset for the kids or a luxurious hot tub.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.38
Remaining Loan Term
12 years, 6 months
Monthly PITI
$2,052.05/mo
Estimated Loan Balance
$265,085
Cash to close
$272,032
Interest Paid
$241,613

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: See Remarks
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Stucco
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder: FULTON HOMES

Community & HOA

Community
  • Subdivision: ROYAL RANCH UNIT 2 PARCEL 7
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: ROYAL RANCH
  • HOA Amenities: Unknown
  • HOA Fee: $96
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $188.31
  • Tax Annual Amount: $1721
  • On Market Date: 2025-03-20T17:30:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $272,032 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $272,032!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.38% Sellers Rate
$162,968
Your Cash:$272,032
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 6.38%
$1,579/mo
Traditional @ 7.5%
$1,773/mo
You save $193/month ($2,319/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6838255

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-28T22:11:20.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.38%
7.15%

Principal & Interest

$1,579 /mo
$1,709 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $272,032 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $272,032!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.38% Sellers Rate
$162,968
Your Cash:$272,032
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 6.38%
$1,579/mo
Traditional @ 7.5%
$1,773/mo
You save $193/month ($2,319/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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