Dan Kaercher

Dan Kaercher

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Closed

$655,000

($409,777 down)
FHA

15192 Laguna Avenue, Lake Elsinore, CA 92530

4
2
2,615 sqft
PITI Monthly
$2,152.43 /mo

Listing courtesy of: Amanda Hoskinds, Signature Realty & Loans

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,117 /mo
$1,776 /mo

What's Special

ENTERTAINMENT
HISTORIC
CHARMING
SOLAR PANELS

Located in the beautiful city of Lake Elsinore, 15192 Laguna Ave, 92530, offers a diverse and vibrant neighborhood with plenty to offer its residents. The home it self-offers a great opportunity for any family to call this home! Featuring Solar panels and water a water softener, the comfort, life style you've always imagined awaits! Lake Elsinore is known for its picturesque namesake lake, offering a variety of water activities such as boating, fishing, and water sports. The Diamond, home of the Lake Elsinore Storm minor league baseball team, provides entertainment for sports enthusiasts. Historic downtown Main Street features charming shops, restaurants, and community events throughout the year. The Ortega Falls trail is a popular hiking spot with stunning views of waterfalls and the surrounding landscape. Beautiful natural surroundings, including the lake and nearby hills, offer opportunities for outdoor recreation and relaxation. The neighborhood has a strong sense of community, with local events and activities that bring residents together. Close proximity to schools within a 2-mile radius provides convenience for families with children. Easy access to major highways allows for quick commutes to nearby cities such as Riverside, Temecula, and Orange County.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
26 years, 3 months
Monthly PITI
$2,152.43/mo
Estimated Loan Balance
$246,203
Cash to close
$409,777
Interest Paid
$29,012

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, EnergyStarQualifiedEquipment
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Foothills, Fishing, Hiking, HorseTrails, Lake, NearNationalForest
HOA
  • Has HOA: No
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $250.48
  • Tax Annual Amount: $8187.5
  • On Market Date: 2024-08-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $409,777 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $409,777!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$245,223
Your Cash:$409,777
Total Purchase Price:$655,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,117/mo
Traditional @ 7.5%
$1,843/mo
You save $725/month ($8,703/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24172330

Listing From:

Last updated: 2024-09-30T18:34:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,117 /mo
$1,776 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $409,777 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $409,777!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$245,223
Your Cash:$409,777
Total Purchase Price:$655,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,117/mo
Traditional @ 7.5%
$1,843/mo
You save $725/month ($8,703/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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