Dan Kaercher

Dan Kaercher

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$619,000

($59,739 down)
FHA

15165 Laguna Avenue, Lake Elsinore, CA 92530

5
2
1,934 sqft
PITI Monthly
$4,930.53 /mo

Listing courtesy of: Henry Ferrufino, 20/20 Realtors, Inc.

Assumed Rate

6.81%
7.15%

Principal & Interest

$3,716 /mo
$3,846 /mo

What's Special

LOCATION
MINUTES AWAY
SHOPPING
DINING
RENOVATED
FIREPLACE
PATIO
COZY

Fabulous Ranch Style Home with 3 main Large Bedrooms (with an addition of 2 more rooms that are not on public records so a total of 5 bedrooms) and 2 Baths potentially 3 with an office space on an over-sized lot!!! The location could not be more perfect, just a few minutes away from schools, all shopping areas, the Lake from Lake Elsinore and the Ortega High Way!! When arriving at this home you will see the tailored front yard, extra gravel parking on both sides, and a large porch. Inside you will find a cozy fireplace, gorgeous wood floors, recessed lighting, and guess bathroom is completely renovated. The kitchen and dining area have a lot of natural light, an almost new barn door, a beautiful chandelier, and a lot of storage space that makes this a wonderful family home perfect for gatherings and entertaining. The backyard has it all, a big grass area, a large play place, an amazing view of the mountains, and a covered patio, with plenty of room for a pool or guest house!!! This property has a designer exterior TECH paint that has a lifetime warranty for durability and reflects the sun for energy conservation. Newer dual pane windows and a PAID IN FULL SOLAR SYSTEM and on top of that this amazing property has very LOW TAXES that is nothing but savings all year round! This home has a new roof that was put up in 2014 and an overwhelming amount of upgrades!! Come and be the next owner of this amazing property!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
27 years, 9 months
Monthly PITI
$4,930.53/mo
Estimated Loan Balance
$559,801
Cash to close
$59,739
Interest Paid
$86,248

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Vinyl, Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Fishing, Lake
HOA
  • Has HOA: No
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $320.06
  • Tax Annual Amount: $7737.5
  • On Market Date: 2024-03-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $59,739 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $59,739!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$559,261
Your Cash$59,739
Total Purchase Price:$619,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$3,716/mo
Traditional @ 7.5%
$3,990/mo
You save $273/month ($3,280/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW24044658

Listing From:

Last updated: 2025-02-25T03:21:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$3,716 /mo
$3,846 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $59,739 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $59,739!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$559,261
Your Cash$59,739
Total Purchase Price:$619,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$3,716/mo
Traditional @ 7.5%
$3,990/mo
You save $273/month ($3,280/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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