Dan Kaercher

Dan Kaercher

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Closed

$465,000

($225,254 down)
FHA

1515 Via Alberti, Gustine, CA 95322

4
3
2,348 sqft
PITI Monthly
$1,688.33 /mo

Listing courtesy of: Ofelia Ventura, KW Silicon City

Assumed Rate

3.9%
7.15%

Principal & Interest

$1,323 /mo
$1,894 /mo

What's Special

DINING
SPACIOUS
BREAKFAST NOOK
WALK-IN CLOSET
SOLAR PANELS

Nestled within the highly desirable Borelli Ranch community, this luxurious property offers high ceilings and extensive natural light, boasting 4 spacious bedrooms, 3 full baths including 1 guest suite on main level, separate formal living and dining rooms, a chef island in kitchen, lovely breakfast nook, and an oversized family room. Laundry room complete with additional storage. The sumptuous primary suite features a sunken tub and expansive walk-in closet. 3-Car garage, together with the paid solar panels, new water heater and A/C units, this amazing property offers an abundance of space, comfort, and efficiency. Enjoy effortless hosting in this open-concept architecture providing an excellent flow of energy. Delicious nectarine, lemon and peach trees at the exterior grounds. Walking/biking distance from the Henry Miller Park and Swimming Pool, Baseball, Soccer and Basketball. Welcome to this wonderful community. Welcome home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.9
Remaining Loan Term
22 years, 4 months
Monthly PITI
$1,688.33/mo
Estimated Loan Balance
$240,289
Cash to close
$225,254
Interest Paid
$77,682

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Solar
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Gustine

Financial Details

  • Price per Sqft: $198.04
  • Tax Annual Amount: $
  • On Market Date: 2024-10-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $225,254 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $225,254!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$239,746
Your Cash$225,254
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$1,323/mo
Traditional @ 7.5%
$1,965/mo
You save $642/month ($7,705/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81984902

Listing From:

Last updated: 2024-12-12T01:11:58.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.9%
7.15%

Principal & Interest

$1,323 /mo
$1,894 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $225,254 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $225,254!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$239,746
Your Cash$225,254
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$1,323/mo
Traditional @ 7.5%
$1,965/mo
You save $642/month ($7,705/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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