Dan Kaercher

Dan Kaercher

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Closed

$450,000

($248,792 down)
FHA

15131 91st Circle NE, Otsego, MN 55330

4
3
2,370 sqft
PITI Monthly
$1,495.15 /mo

Listing courtesy of: , eHouse Realty, Inc

Assumed Rate

2.74%
7.15%

Principal & Interest

$887 /mo
$1,469 /mo

What's Special

MASTER SUITE
DECK
PATIO

Don't miss out on this great home with many updates throughout including a new architectural shingle roof, vinyl siding, cedar deck, landscaping, AC, newer high efficiency furnace, on demand water heater, carpet, paint, range, dishwasher,, etc. This home is move right in condition. Enjoy your over 1 acre yard with a 30x26 pole building with concrete floor and 10' doors. This homes features a large master suite with a private master bath and large walk in closet. Updated kitchen with newer cabinets, appliances, flooring, backsplash, and walk out to the updated deck with a large patio! The open floorplan is great for entertaining!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,495.15/mo
Estimated Loan Balance
$207,092
Cash to close
$248,792
Interest Paid
$22,348

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Architecural Shingle, Asphalt, Composition, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 6
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Mound Septic, Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
  • Water Source: Submersible - 4 Inch, Drilled, Private, Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Architecural Shingle, Asphalt, Composition, Pitched
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mississippi Shores 5th Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Otsego

Financial Details

  • Price per Sqft: $189.87
  • Tax Annual Amount: $3650
  • On Market Date: 2024-08-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $248,792 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $248,792!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$201,208
Your Cash:$248,792
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$887/mo
Traditional @ 7.5%
$1,524/mo
You save $637/month ($7,645/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6586534

Listing From: northstar

Last updated: 2024-09-17T00:56:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$887 /mo
$1,469 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $248,792 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $248,792!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$201,208
Your Cash:$248,792
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$887/mo
Traditional @ 7.5%
$1,524/mo
You save $637/month ($7,645/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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