Dan Kaercher

Dan Kaercher

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Closed

$825,000

($128,469 down)
VA

1510 El Prado St UNIT 3, Chula Vista, CA 91913

3
3
1,621 sqft
PITI Monthly
$3,528.27 /mo

Listing courtesy of: Jesse Klein, Real Broker

Assumed Rate

3.51%
7.15%

Principal & Interest

$3,312 /mo
$4,975 /mo

What's Special

OPEN CONCEPT
MINUTES AWAY
DINING
SPACIOUS
MODERN
PATIO
PLAYGROUND

Welcome to an illustrious townhome in the heart of one of San Diego's most sought after communities, Otay Ranch. This 2012 beautifully built, 2 story townhome offers modern features blended with comfort, style, and a functional layout. As you walk up to the home, you are pleasantly greeted by an oversized patio that sets the precedent for the ample space the home offers. Step inside to all-new vinyl flooring throughout the inviting and splendid open concept living room and kitchen. The kitchen is both stylish and functional, providing the perfect large island for meal prep or casual dining. Upstairs, you'll find the spacious master bedroom which features a luxurious ensuite bathroom with a dual vanity included in the perfect space for unwinding and relaxation. Two additional spacious bedrooms and a full bathroom are also located upstairs in close proximity to the laundry adding to the home’s convenience. Recessed lighting throughout enhances the atmosphere with brightness and warmth to magnify the space. The private, direct-entry garage makes parking and storage a breeze while offering added security. The community offers incredible amenities, including a sparkling pool, a relaxing jacuzzi, a basketball court, a tennis court, and multiple playgrounds—perfect for active living and enjoyment. Minutes away from the Chula Vista Bayfront which is currently under development, the Otay Ranch community is poised to continue to sustain explosive growth as an incredible investment. Don't miss the opportunity to invest in one of San Diego's premier neighborhoods. Come take a look!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.51
Remaining Loan Term
27 years, 0 months
Monthly PITI
$3,528.27/mo
Estimated Loan Balance
$700,332
Cash to close
$128,469
Interest Paid
$75,355

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2012
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Avalon at Otay Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $325.83
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $508.95
  • Tax Annual Amount: $10312.5
  • On Market Date: 2025-01-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $128,469 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $128,469!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.51% Sellers Rate
$696,531
Your Cash$128,469
Total Purchase Price:$825,000

Assumed vs Traditional Mortgage

Assumed @ 3.51%
$3,312/mo
Traditional @ 7.5%
$5,160/mo
You save $1,849/month ($22,184/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250000005SD

Listing From:

Last updated: 2025-02-11T17:37:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.51%
7.15%

Principal & Interest

$3,312 /mo
$4,975 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $128,469 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $128,469!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.51% Sellers Rate
$696,531
Your Cash$128,469
Total Purchase Price:$825,000

Assumed vs Traditional Mortgage

Assumed @ 3.51%
$3,312/mo
Traditional @ 7.5%
$5,160/mo
You save $1,849/month ($22,184/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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