Dan Kaercher

Dan Kaercher

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$275,000

($151,724 down)
VA

15041 Torey Pine Rd, Magalia, CA 95954

2
2
1,591 sqft
PITI Monthly
$1,174.15 /mo

Listing courtesy of: Angela Slover, Century 21 Select Real Estate, Inc.

Assumed Rate

3.98%
7.15%

Principal & Interest

$738 /mo
$1,046 /mo

What's Special

OPEN CONCEPT
SPACIOUS
HARDWOOD FLOORS
PATIO

Welcome home to this versatile and spacious 1500 sq ft cottage style home in the fresh air of Magalia CA. Seller has it priced to sell!! With 2 seperate primary living spaces, it's perfect for a family or friends who want their own space. 1 bed and 1 bath down stairs / 1 bed and 1 bath upstairs! The vaulted-beamed ceilings, new windows, and new tile wood-stove hearth bring this mountain cottage to life. With a sweeping open concept from kitchen to living area, updated granite counters and tile floors in both kitchen and bath, immaculate hardwood floors, and the most beautiful hardwood staircase and iron railing... this is your chance to own the home you've been dreaming of! There are plenty of storage spaces, including an extra large built-in custom pantry, located just steps from the separate laundry room. The front and back yards offer trees, filtered light, and sunshine. A perfect balance of all three! You'll love that this home has wide-gated access on both sides of the yard. This feature will come in handy when you add a shop, shed or or patio. The best thing about this home, it's beautiful, bright, versatile, and it is FOR SALE. Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.98
Remaining Loan Term
20 years, 4 months
Monthly PITI
$1,174.15/mo
Estimated Loan Balance
$125,548
Cash to close
$151,724
Interest Paid
$53,953

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Electric, Fireplaces, WoodStove
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, WoodBurning
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: ChainLink, Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Fishing, Hiking, HorseTrails, Lake, Mountainous, WaterSports
HOA
  • Has HOA: Yes
  • HOA Name: PPOA
  • HOA Amenities: Unknown
  • HOA Fee: $285
  • HOA Frequency: $Annually
Location
  • Region: Magalia

Financial Details

  • Price per Sqft: $172.85
  • Tax Annual Amount: $3437.5
  • On Market Date: 2025-03-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $151,724 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $151,724!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.98% Sellers Rate
$123,276
Your Cash:$151,724
Total Purchase Price:$275,000

Assumed vs Traditional Mortgage

Assumed @ 3.98%
$738/mo
Traditional @ 7.5%
$1,085/mo
You save $347/month ($4,170/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN25067767

Listing From:

Last updated: 2025-03-29T22:13:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.98%
7.15%

Principal & Interest

$738 /mo
$1,046 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $151,724 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $151,724!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.98% Sellers Rate
$123,276
Your Cash:$151,724
Total Purchase Price:$275,000

Assumed vs Traditional Mortgage

Assumed @ 3.98%
$738/mo
Traditional @ 7.5%
$1,085/mo
You save $347/month ($4,170/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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