Dan Kaercher

Dan Kaercher

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Closed

$475,000

($205,721 down)
FHA

14969 W RIVIERA Drive, Surprise, AZ 85379

4
3
2,601 sqft
PITI Monthly
$1,868.48 /mo

Listing courtesy of: Katrina Gonzalez, Decker and Associates Realty, LLC

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,354 /mo
$1,989 /mo

What's Special

WALK-IN CLOSET
PATIO
BALCONY

The search is over! This delightful 4-bed, 3-bath residence features a 3-car garage, extended driveway, convenient RV gate/parking, & a well-maintained front yard. Discover an inviting living room w/ high ceilings, floods of natural light, neutral palette, & plush carpeting. Gather your loved ones in the family room, providing backyard access, 2 balconies, & media niche! The kitchen includes ample cabinet/counter space, built-in appliances, a handy pantry, & a two-tier island w/breakfast bar. The versatile loft w/balcony is ideal for a game area! The main bedroom has private balcony access, an ensuite w/dual sinks, & a walk-in closet. Enjoy fresh air from the balconies, in the front & back! The backyard showcases a covered patio, natural grass, & a citrus tree. Must see! It will sell fast

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.69
Remaining Loan Term
24 years, 8 months
Monthly PITI
$1,868.48/mo
Estimated Loan Balance
$319,835
Cash to close
$205,721
Interest Paid
$54,996

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Spanish
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder: HACIENDA BUILDERS

Community & HOA

Community
  • Subdivision: RANCHO GABRIELA PHASE 2
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Kinney Management
  • HOA Amenities: Unknown
  • HOA Fee: $58
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $182.62
  • Tax Annual Amount: $1671
  • On Market Date: 2024-07-04T06:59:33.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $205,721 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $205,721!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$269,279
Your Cash$205,721
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,354/mo
Traditional @ 7.5%
$2,063/mo
You save $709/month ($8,513/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6652853

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-04T16:19:14.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,354 /mo
$1,989 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $205,721 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $205,721!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$269,279
Your Cash$205,721
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,354/mo
Traditional @ 7.5%
$2,063/mo
You save $709/month ($8,513/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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