Dan Kaercher

Dan Kaercher

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Pending

$360,000

($167,063 down)
FHA

14885 W CARIBBEAN Lane, Surprise, AZ 85379

3
3
1,441 sqft
PITI Monthly
$1,422.96 /mo

Listing courtesy of: Samuel Palmer, Real Broker

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,040 /mo
$1,459 /mo

What's Special

SPACIOUS
MOVE-IN READY

This beautifully upgraded home is move-in ready and ideally located within walking distance of Surprise Stadium, perfect for baseball fans and those who enjoy nearby amenities. The open floor plan creates a spacious and inviting atmosphere, complemented by brand-new cabinets and stylish new flooring. A recently installed HVAC system ensures year-round comfort and solar provides energy efficiency. The garage is equipped with a 220V system for power tools or electric vehicle charging. The backyard is designed for both relaxation and entertaining, featuring a custom-built grill and a newly added garden on an irrigation timer for easy maintenance. The fresh astroturf enhances the outdoor space, providing a clean, low-maintenance landscape.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
24 years, 3 months
Monthly PITI
$1,422.96/mo
Estimated Loan Balance
$253,009
Cash to close
$167,063
Interest Paid
$47,911

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Fire Pit
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: Beazer

Community & HOA

Community
  • Subdivision: ASHTON RANCH UNIT 3
  • Features: Community Spa, Community Spa Htd, Community Pool Htd, Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Ashton Ranch Mangmnt
  • HOA Amenities: Unknown
  • HOA Fee: $230
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $249.83
  • Tax Annual Amount: $959
  • On Market Date: 2025-02-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $167,063 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $167,063!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$192,937
Your Cash$167,063
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,040/mo
Traditional @ 7.5%
$1,513/mo
You save $473/month ($5,680/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6815068

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-16T18:21:16.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,040 /mo
$1,459 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $167,063 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $167,063!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$192,937
Your Cash$167,063
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,040/mo
Traditional @ 7.5%
$1,513/mo
You save $473/month ($5,680/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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