Dan Kaercher

Dan Kaercher

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Closed

$625,000

($245,683 down)
VA

1484 Canvas Drive UNIT 4, Chula Vista, CA 91913

3
3
1,360 sqft
PITI Monthly
$2,548.26 /mo

Listing courtesy of: Angel Flores, ShoppingSDHouses

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,731 /mo
$2,812 /mo

What's Special

DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
PLAYGROUND
CHARMING

Discover your dream home in the vibrant Monet Community at Otay Ranch! This charming 3BR/2.5BA condo has been lovingly maintained and features modern comforts like air conditioning. Step through your own white picket fence into a welcoming front courtyard, and be greeted by a bright, open floor plan. The main level features a spacious living and dining area, a stunning kitchen with granite countertops, and convenient access to the garage. Upstairs, you’ll find three generously sized bedrooms and two bathrooms. The attached 1-car garage offers extra storage space, and you'll also receive a parking pass for additional convenience. Enjoy exclusive access to the Hillsborough Swim Club with its large, year-round heated pool, relaxing jacuzzi, kids’ pool, and ample lounging space in the San Diego sunshine. Plus, take advantage of the BBQ area, and playground. Don’t miss this exciting opportunity to make this delightful home yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$2,548.26/mo
Estimated Loan Balance
$380,132
Cash to close
$245,683
Interest Paid
$50,621

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Monet at Otay Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $183
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $459.56
  • Tax Annual Amount: $7812.5
  • On Market Date: 2024-09-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $245,683 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $245,683!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$379,317
Your Cash$245,683
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,731/mo
Traditional @ 7.5%
$2,917/mo
You save $1,186/month ($14,232/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2405354

Listing From:

Last updated: 2024-09-30T17:43:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,731 /mo
$2,812 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $245,683 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $245,683!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$379,317
Your Cash$245,683
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,731/mo
Traditional @ 7.5%
$2,917/mo
You save $1,186/month ($14,232/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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