Dan Kaercher

Dan Kaercher

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Closed

$399,000

($189,605 down)
FHA

14746 W LAUREL Lane, Surprise, AZ 85379

3
3
1,747 sqft
PITI Monthly
$1,417.79 /mo

Listing courtesy of: Mercedes Hines, My Home Group Real Estate

Assumed Rate

2.75%
7.15%

Principal & Interest

$998 /mo
$1,651 /mo

What's Special

SHOPPING

Home sweet home!! Cutest move in ready 3 bedroom home. When you walk in you'll notice the soaring high ceilings, the foyer is so inviting and homey. Neutral interior colors to go great with whatever style and design. Finished backyard with turf and pavers. Children's park in the neighborhood as well as many others near. So many shopping centers, restaurants, and fun attractions continuing to grow in this city. Don't be distracted by it being occupied, seller can move quickly.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.75
Remaining Loan Term
25 years, 5 months
Monthly PITI
$1,417.79/mo
Estimated Loan Balance
$276,762
Cash to close
$189,605
Interest Paid
$29,253

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Spanish
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: Richmond American

Community & HOA

Community
  • Subdivision: RANCHO GABRIELA PHASE 2 PARCEL 11
  • Features: Near Bus Stop, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Gabriela
  • HOA Amenities: Unknown
  • HOA Fee: $50
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $228.39
  • Tax Annual Amount: $1163
  • On Market Date: 2024-04-23T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $189,605 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $189,605!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.75% Sellers Rate
$209,395
Your Cash$189,605
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 2.75%
$998/mo
Traditional @ 7.5%
$1,712/mo
You save $715/month ($8,574/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6694525

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-05T21:41:11.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.75%
7.15%

Principal & Interest

$998 /mo
$1,651 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $189,605 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $189,605!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.75% Sellers Rate
$209,395
Your Cash$189,605
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 2.75%
$998/mo
Traditional @ 7.5%
$1,712/mo
You save $715/month ($8,574/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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