Dan Kaercher

Dan Kaercher

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$274,900

($89,051 down)
FHA

14640 Sumter Avenue, Savage, MN 55378

2
2
1,356 sqft
PITI Monthly
$1,341.59 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

3.07%
7.15%

Principal & Interest

$846 /mo
$1,344 /mo

What's Special

REMODELED
LOCATION
MINUTES AWAY
SHOPPING
ENTERTAINMENT
DINING
MODERN
LUXURY
DECK

Welcome to your new 2 bed, 2 bath townhome, where modern updates meet undeniable charm. First, let’s talk about the 2-car tandem garage—because who doesn’t love extra space for their actual car and their questionable Amazon purchases? Step inside, and you’ll find the entire home has been repainted to perfection, with crisp, fresh walls just waiting for your Pinterest-inspired décor choices. The main level now boasts luxury vinyl plank flooring, which means it looks fancy and survives the occasional rogue wine spill—what a win. Feeling social? The kitchen has been upgraded with a bar-height granite breakfast bar, perfect for entertaining, brunching, or pretending you're on a cooking show while making boxed mac and cheese. And when the night winds down, you’ll love the freshly remodeled laundry suite—because, let’s be honest, laundry is way more fun when it’s done in a space that doesn’t feel like a dungeon. Wonderful location, with easy access to everything the Twin Cities has to offer. But wait, there’s more! The deck and stairway leading to the front entry were just redone with maintenance-free decking, meaning you get all the curb appeal without the hassle of upkeep. Oh, and did I mention the dog park across the street? Your furry friend is about to live their best life, and if you don’t have a dog, this is the perfect excuse to get one. Plus, with shopping, dining, and entertainment just two minutes away, you’ll never have to venture far for a coffee fix, tacos, or an emergency ice cream run. So, what are you waiting for? This townhome is basically giving you a standing ovation—come make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,341.59/mo
Estimated Loan Balance
$186,588
Cash to close
$89,051
Interest Paid
$19,187

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cic 1129 Ridgewood Condo
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Sharper Management LLC
  • HOA Amenities: Unknown
  • HOA Fee: $308
  • HOA Frequency: $Monthly
Location
  • Region: Savage

Financial Details

  • Price per Sqft: $202.73
  • Tax Annual Amount: $2454
  • On Market Date: 2025-01-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $89,051 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $89,051!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$185,849
Your Cash$89,051
Total Purchase Price:$274,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$846/mo
Traditional @ 7.5%
$1,394/mo
You save $547/month ($6,569/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6653180

Listing From: northstar

Last updated: 2025-04-04T15:45:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$846 /mo
$1,344 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $89,051 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $89,051!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$185,849
Your Cash$89,051
Total Purchase Price:$274,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$846/mo
Traditional @ 7.5%
$1,394/mo
You save $547/month ($6,569/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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