Dan Kaercher

Dan Kaercher

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$1,415,000

($922,257 down)
VA

1462 Heatherwood Avenue, Chula Vista, CA 91913

4
4
3,737 sqft
PITI Monthly
$3,988.61 /mo

Listing courtesy of: Michael Simpauco, Towne Centre Realty

Assumed Rate

2.74%
7.15%

Principal & Interest

$2,215 /mo
$3,669 /mo

What's Special

MINUTES AWAY
SHOPPING
ENTERTAINMENT
SPACIOUS
WALK-IN CLOSET

Best home in the neighborhood in the extremely popular Lomas Verdes development. This home is perfect for any single family, multi-family, or investor due to the large and spacious living area, which includes a separate first floor suite and separate entrance (i.e. bedroom, living and full bath). Additionally, the living area with separate entrance can easily be converted to a 5th bedroom. This home comes with many high-end upgrades including stainless-steel appliances, window coverings, tile and vinyl flooring, fully owned solar, pool & jacuzzi, pergola, BBQ and firepit. Additionally, there were many renovations, with most recent being updated primary bedroom, ensuite bathroom and freshly painted exterior and interior, kitchen and baths. A full list can be found in the documents section. The second floor features an open and large loft that functions as a secondary area for family gatherings and entertainment. The primary and secondary bedrooms are also oversized. The primary bedroom includes an upgraded stylish bathroom, two walk-in closets, and great view of Chula Vista as far as the bay on a clear day. This home is located to nearby award-winning schools (e.g. Mater Dei, High Tech High Olympian and Otay Ranch High), shopping malls, restaurants, hospitals, churches, and parks. The Otay Ranch community is just minutes away from San Diego Downtown, Mission Valley and Chula Vista Bay with new Gaylord Resort Hotel and Convention Center opening soon. The home is accessible to the 805 and 125 freeways and other throughways. Additionally, the highly anticipated Lifetime Fitness Club is also scheduled to open in late 2025 which gives the Otay Ranch community more prestige and sought-after place to live.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$3,988.61/mo
Estimated Loan Balance
$498,154
Cash to close
$922,257
Interest Paid
$58,063

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: InGround, SeeRemarks

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks, Park
HOA
  • Has HOA: Yes
  • HOA Name: McMillin Lomas Verdes II
  • HOA Amenities: Unknown
  • HOA Fee: $30
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $378.65
  • Tax Annual Amount: $17687.5
  • On Market Date: 2025-03-31T00:00:00.000Z
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Savings Calculator

Current cash to close is $922,257 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $922,257!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$492,743
Your Cash:$922,257
Total Purchase Price:$1,415,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$2,215/mo
Traditional @ 7.5%
$3,806/mo
You save $1,591/month ($19,091/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502269

Listing From:

Last updated: 2025-04-02T04:34:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$2,215 /mo
$3,669 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $922,257 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $922,257!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$492,743
Your Cash:$922,257
Total Purchase Price:$1,415,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$2,215/mo
Traditional @ 7.5%
$3,806/mo
You save $1,591/month ($19,091/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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