Dan Kaercher

Dan Kaercher

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$699,000

($261,096 down)
FHA

14612 W EDGEMONT Avenue, Goodyear, AZ 85395

5
4
3,105 sqft
PITI Monthly
$2,789.71 /mo

Listing courtesy of: Martin Partida, West USA Realty

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,967 /mo
$3,191 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
WALK-IN CLOSET
SOAKING TUB
PATIO
PRIVATE BACKYARD
CLUBHOUSE
TENNIS COURTS
WALKING TRAILS
PLAYGROUND

Rare opportunity to assume a VA loan at an incredibly low interest rate, making this home a must-see in today's market. Nestled in the prestigious Palm Valley Phase 2 community, this spacious 5-bedroom, 3.5-bathroom home offers an exceptional combination of luxury, comfort, and modern upgrades. Situated on a large 13,616 sq. ft. corner lot with North/South exposure, this home provides ample space for both indoor and outdoor living. Perfect for Multi-Generational living. Step inside to find an impressive 3,105 sq. ft. single-story layout with high 9+ foot ceilings, creating an airy and open atmosphere. The interior has been freshly painted, enhancing the home's modern aesthetic. The split floor plan includes two primary suites, ideal for multi-generational living or guests seeking extra privacy. Elegant plantation shutters throughout add a touch of sophistication while providing excellent light control and privacy. The gourmet kitchen is a chef's dream, featuring granite countertops, a large kitchen island, gas cooktop, built-in microwave, double ovens, refrigerator, walk-in pantry, and ample cabinetry for storage. The open-concept design flows seamlessly into the spacious family room, making it the perfect space for entertaining or relaxing with loved ones. A formal dining room adds an extra touch of elegance for special occasions. The main primary suite is a private retreat, offering a luxurious en-suite bathroom with a separate soaking tub, walk-in shower, dual vanities, and a private toilet room. The very large dual sided walk-in closet provides plenty of storage. The second primary suite also includes its own en-suite bathroom and separate living room area, providing added convenience. This home has been meticulously maintained and thoughtfully upgraded, including two brand-new AC units & heating(2024), a new water heater, and a water softener system, ensuring efficiency and comfort for years to come. Step outside to your private backyard oasis, featuring a sparkling pool with rock waterfall feature surrounded by beautiful palm trees, a covered patio, and a gazebo, perfect for outdoor gatherings. The lush desert landscaping includes blossoming orange and lemon trees, allowing you to enjoy fresh citrus straight from your own backyard. The RV gate and additional slab parking provide ample space for all your outdoor toys and vehicles. Located in Palm Valley Phase 2, this home offers access to an array of resort-style community amenities, including a clubhouse, multiple pools, heated spa, tennis courts, children's playgrounds, biking and walking trails, a golf course, and even a handball/racquetball facility. This prime location offers easy access to shopping, dining, entertainment, and major freeways, making commuting a breeze. Whether you're looking for a move-in-ready home with modern upgrades, resort-style living, or a rare financing opportunity, this property has it all. Don't miss your chance to own this stunning home in one of Goodyear's most desirable communities. Reach out for more info or for your private tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,789.71/mo
Estimated Loan Balance
$439,714
Cash to close
$261,096
Interest Paid
$44,072

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco, Block
  • Roof: Concrete
Condition
  • Year Built: 2002
Details
  • Builder: GOLDEN HERITAGE

Community & HOA

Community
  • Subdivision: PALM VALLEY PHASE 2 PARCEL 1
  • Features: Community Spa, Community Spa Htd, Community Pool Htd, Community Pool, Community Media Room, Golf, Tennis Court(s), Racquetball, Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Palm Valley
  • HOA Amenities: Unknown
  • HOA Fee: $190
  • HOA Frequency: $Quarterly
Location
  • Region: Goodyear

Financial Details

  • Price per Sqft: $225.12
  • Tax Annual Amount: $3860
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $261,096 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $261,096!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$437,904
Your Cash$261,096
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,967/mo
Traditional @ 7.5%
$3,310/mo
You save $1,344/month ($16,123/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6823551

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T00:22:49.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,967 /mo
$3,191 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $261,096 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $261,096!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$437,904
Your Cash$261,096
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,967/mo
Traditional @ 7.5%
$3,310/mo
You save $1,344/month ($16,123/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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