Dan Kaercher

Dan Kaercher

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$499,999

($69,894 down)
VA

14544 W SIERRA Street, Surprise, AZ 85379

3
3
2,719 sqft
PITI Monthly
$2,230.81 /mo

Listing courtesy of: Carol Thomas, Keller Williams Realty Elite

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,933 /mo
$3,149 /mo

What's Special

GATED COMMUNITY
SPACIOUS
COZY

This home is a Wow Factor in a beautiful gated community! When you walk in the front door, the high ceilings in the living room give it a much character. Family room is off the kitchen area in a cozy area to spend time while enjoying company in the kitchen. Kitchen has plenty of counter space and just off the huge 3 car garage. Upstairs loft could be used as a game area, office, media room, etc. Primary bedroom is spacious and with its own huge bathroom. The other 2 upstairs bedroom are on the other side of the loft area so the primary bedroom is private away from them. Good size backyard has endless possibilities. The existing Va loan is assumable with an interest rate of 3.99 %.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,230.81/mo
Estimated Loan Balance
$431,007
Cash to close
$69,894
Interest Paid
$46,119

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: William Lyon Homes Inc

Community & HOA

Community
  • Subdivision: MOUNTAIN GATE PHASE 3 & 4
  • Features: Gated, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Mountain Gate
  • HOA Amenities: Unknown
  • HOA Fee: $110
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $183.89
  • Tax Annual Amount: $1574
  • On Market Date: 2025-03-07T18:30:12.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $69,894 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $69,894!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$430,105
Your Cash$69,894
Total Purchase Price:$499,999

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,933/mo
Traditional @ 7.5%
$3,266/mo
You save $1,333/month ($15,998/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6831832

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T15:48:25.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,933 /mo
$3,149 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $69,894 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $69,894!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$430,105
Your Cash$69,894
Total Purchase Price:$499,999

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,933/mo
Traditional @ 7.5%
$3,266/mo
You save $1,333/month ($15,998/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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