Dan Kaercher

Dan Kaercher

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Closed

$475,000

($232,505 down)
FHA

14451 N 41ST Street, Phoenix, AZ 85032

3
2
1,920 sqft
PITI Monthly
$1,597.45 /mo

Listing courtesy of: Cindi F Ashton, Berkshire Hathaway HomeServices Arizona Properties

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,108 /mo
$1,789 /mo

What's Special

SPACIOUS
CHARMING
EFFICIENT
NO HOA

Discover this delightful home nestled in a desirable North Phoenix neighborhood with NO HOA! This 1920 sf floor-plan includes a large Arizona room, family room, & living room/bonus room for ample space to relax and make memories. This endearing home offers 3-bedrooms, 2-bathrooms, and a den. You will rest easy knowing this home has been well-maintained with recent updates including a BRAND NEW ROOF in 2024! The heart of the home is the spacious kitchen, with ample counter space and a well designed layout to make meal prep a breeze. You'll fall in love with the huge walk-in pantry for storing all your family's favorite foods! When you step outside, you will find a large yard with a charming garden area, a handy shed, and an RV gate & parking! Prepare to enjoy the benefits of... solar power in this energy efficient home. Don't miss this opportunity to create lasting memories in your new home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$1,597.45/mo
Estimated Loan Balance
$344,075
Cash to close
$232,505
Interest Paid
$33,356

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1976
Details
  • Builder: JF Long

Community & HOA

Community
  • Subdivision: PARADISE VALLEY OASIS NO. 8
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $247.4
  • Tax Annual Amount: $1623
  • On Market Date: 2024-08-14T22:00:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $232,505 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $232,505!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$242,495
Your Cash$232,505
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,108/mo
Traditional @ 7.5%
$1,855/mo
You save $747/month ($8,968/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6743852

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-10-12T08:09:32.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,108 /mo
$1,789 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $232,505 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $232,505!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$242,495
Your Cash$232,505
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,108/mo
Traditional @ 7.5%
$1,855/mo
You save $747/month ($8,968/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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