Dan Kaercher

Dan Kaercher

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Closed

$340,000

($224,598 down)
FHA

14440 Hummingbird Street NW, Andover, MN 55304

3
3
2,490 sqft
PITI Monthly
$1,268.67 /mo

Listing courtesy of: , Luke Team Real Estate

Assumed Rate

3.38%
7.15%

Principal & Interest

$693 /mo
$1,058 /mo

What's Special

LOCATION
SERENE
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
DECK
PATIO

Take a look at this beautiful home, where comfort and convenience meet serene natural beauty! This inviting property offers main-level living with elegant vaulted ceilings and a spacious, open floor plan designed for both relaxation and entertainment. The kitchen features a granite island with seating, a pantry, stainless steel appliances, and plenty of cabinet space! A SolaTube shines great natural light into the kitchen so you’ll save money on electricity! The main level features two well-appointed bedrooms, including a luxurious primary suite and a private bath with dual sinks for ultimate privacy. The main level secondary bedroom enjoys access to a convenient walk-thru bathroom/laundry combo, perfect for family or guests. Step outside to your deck, where you can enjoy stunning views of the lush, wooded backyard. Whether you’re sipping morning coffee or grilling out, this peaceful setting provides the perfect backdrop. The lower level of the home is a versatile haven. It includes a generously-sized bedroom that could also serve as a hobby or craft room, a large family room ideal for movie nights, and a walkout to the patio. This flexible space adapts to your lifestyle needs with ease. Situated in a prime location, this home is conveniently close to shopping, dining, and local schools, making it the ideal blend of comfort and accessibility. Don’t miss your chance to own this beautiful property where every detail is designed for comfortable living.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.38
Remaining Loan Term
18 years, 1 months
Monthly PITI
$1,268.67/mo
Estimated Loan Balance
$115,770
Cash to close
$224,598
Interest Paid
$54,857

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Space Heater
Features
  • Materials: Brick Veneer, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Brick Veneer, Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cic 96 Natures Run
  • Features: Solar Tube(s)
HOA
  • Has HOA: Yes
  • HOA Name: Genesis Property Management
  • HOA Amenities: Unknown
  • HOA Fee: $320
  • HOA Frequency: $Monthly
Location
  • Region: Andover

Financial Details

  • Price per Sqft: $136.55
  • Tax Annual Amount: $3774
  • On Market Date: 2024-08-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $224,598 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $224,598!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.38% Sellers Rate
$115,402
Your Cash:$224,598
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 3.38%
$693/mo
Traditional @ 7.5%
$1,098/mo
You save $405/month ($4,855/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6580520

Listing From: northstar

Last updated: 2024-10-25T15:49:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.38%
7.15%

Principal & Interest

$693 /mo
$1,058 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $224,598 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $224,598!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.38% Sellers Rate
$115,402
Your Cash:$224,598
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 3.38%
$693/mo
Traditional @ 7.5%
$1,098/mo
You save $405/month ($4,855/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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