Dan Kaercher

Dan Kaercher

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Pending

$549,000

($79,592 down)
FHA

14417 Wildheather Avenue, Bakersfield, CA 93314

4
2
2,415 sqft
PITI Monthly
$3,498.54 /mo

Listing courtesy of: Laurie McCarty, Coldwell Banker Preferred Realtors

Assumed Rate

6.36%
7.15%

Principal & Interest

$2,992 /mo
$3,244 /mo

What's Special

SPACIOUS
FIREPLACE
VAULTED CEILINGS
PATIO
COZY

This NW 4bdr/2ba home offers a perfect blend of comfort and functionality. The family room and formal living room feature soaring vaulted ceilings and a cozy fireplace, seamlessly connecting to the kitchen. The kitchen boasts ample cabinetry, neutral tile, a built-in beverage cooler, an island with bar-top seating, and a bright breakfast area. An enclosed sunroom, complete with dual ceiling fans, provides a versatile space for relaxation or entertaining. The primary bedroom serves as a relaxing sanctuary, featuring dual closets, a luxurious jetted tub, and dual sinks. The spacious backyard is a true retreat, showcasing a log-style pool house/storage shed with electrical, a sparkling pool with a rock waterfall and spa, and a fully equipped outdoor BBQ kitchen area with bar-top seating. Multiple covered patio areas provide ample space for outdoor gatherings, while additional storage sheds and block wall fencing add practicality and privacy.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.36
Remaining Loan Term
27 years, 10 months
Monthly PITI
$3,498.54/mo
Estimated Loan Balance
$470,407
Cash to close
$79,592
Interest Paid
$65,382

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $227.33
  • Tax Annual Amount: $6862.5
  • On Market Date: 2025-01-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $79,592 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $79,592!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$469,408
Your Cash$79,592
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$2,992/mo
Traditional @ 7.5%
$3,365/mo
You save $373/month ($4,478/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24253399

Listing From:

Last updated: 2025-03-17T16:28:17.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$2,992 /mo
$3,244 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $79,592 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $79,592!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$469,408
Your Cash$79,592
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$2,992/mo
Traditional @ 7.5%
$3,365/mo
You save $373/month ($4,478/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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