Dan Kaercher

Dan Kaercher

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Pending

$839,900

($561,923 down)
FHA

14411 Olde Highway 80, El Cajon, CA 92021

3
3
1,944 sqft
PITI Monthly
$2,896.03 /mo

Listing courtesy of: Jefferson Atkins, Bay Bridge Realty

Assumed Rate

3.6%
7.15%

Principal & Interest

$1,561 /mo
$2,319 /mo

What's Special

FIREPLACE
DECK
PATIO

Looking for a horse property, you found it. (1.95 acres - 1 lot, 2 parcels numbers. 2nd parcel APN 398-120-39-00) Looking for a place where you can keep all your animals? You found it! (Dogs, cats, kennels, chickens, bunnies, turkeys, pigs, did I say horses, goats, donkeys) Need a place for your RV/toys, ALL of them. (Plenty of space for everything) Large home with great room, living room and fireplace, large bedrooms, 1/2 bath with laundry area. Super kitchen with room to enjoy company. Large primary bedroom suite with walk in closet and primary bathroom. Covered patio with pool, separate deck for summer and winter parties. Dual pane windows, new roof, HVAC system, water heater, appliances. Purchased Solar to be assumed by buyer (payment $238/mo. Excellent system). Yes, you have found the perfect horse property, farm property, family compound. Separate cabana, being used as 4th bedroom. Storage sheds, workshop/band room, horse corrals, chicken coop. Today is your lucky day so don't delay! Looking for a horse property, you found it. (1.95 acres - 1 lot, 2 parcel numbers) Looking for a place where you can keep all your animals? You found it! (Dogs, cats, kennels, chickens, bunnies, turkeys, pigs, did I say horses, goats, donkeys) Need a place for your RV/toys, ALL of them. (Plenty of space for everything) Large home with great room, living room and fireplace, large bedrooms, 1/2 bath with laundry area. Super kitchen with room to enjoy company. Large primary bedroom suite with walk in closet and primary bathroom. Covered patio with pool, separate deck for summer and winter parties. Dual pane windows, new roof, HVAC system, water heater, appliances. Yes, you have found the perfect horse property, farm property, family compound. Separate cabana, being used as 4th bedroom. Storage sheds, workshop/band room, horse corrals, chicken coop. Today is your lucky day so don't delay!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.6
Remaining Loan Term
21 years, 3 months
Monthly PITI
$2,896.03/mo
Estimated Loan Balance
$148,855
Cash to close
$561,923
Interest Paid
$98,505

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco, WoodSiding, CopperPlumbing
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: ChainLink, CrossFenced
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Gunite, InGround, Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Stucco, WoodSiding, CopperPlumbing
  • Roof: Composition, Shingle
Condition
  • Year Built: 1966
Details
  • Builder:

Community & HOA

Community
  • Subdivision: El Cajon
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $432.05
  • Tax Annual Amount: $10498.8
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $561,923 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $561,923!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$277,977
Your Cash:$561,923
Total Purchase Price:$839,900

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$1,561/mo
Traditional @ 7.5%
$2,406/mo
You save $845/month ($10,135/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250022095SD

Listing From:

Last updated: 2025-04-02T16:28:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.6%
7.15%

Principal & Interest

$1,561 /mo
$2,319 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $561,923 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $561,923!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$277,977
Your Cash:$561,923
Total Purchase Price:$839,900

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$1,561/mo
Traditional @ 7.5%
$2,406/mo
You save $845/month ($10,135/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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