Dan Kaercher

Dan Kaercher

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$444,800

($43,774 down)
FHA

14377 W ALAMEDA Road, Surprise, AZ 85387

3
2
1,706 sqft
PITI Monthly
$2,986.93 /mo

Listing courtesy of: Brian Gubernick, Keller Williams Realty Phoenix

Assumed Rate

6.82%
7.15%

Principal & Interest

$2,643 /mo
$2,732 /mo

What's Special

STAINLESS STEEL APPLIANCES
PATIO
PLAYGROUND

This gem, located near a well-maintained common area, features an open floor plan with gorgeous tile flooring. The pristine kitchen has high-end gray cabinetry, a sleek subway tile backsplash, gleaming quartz countertops, stainless steel appliances, & a generous island with a breakfast bar. Your outdoor oasis offers a covered patio to relax, while the maintenance-free synthetic grass & landscaping w/ drip system creates the perfect setting for unwinding in peace. The sellers thoughtfully selected top-tier upgrades, planning to enjoy this home for many years to come—making this an incredible opportunity for you to enjoy premium finishes without the hassle of going through the new-build process. The basketball & volleyball courts, playground, & dog park are just a few of the perks offered!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.82
Remaining Loan Term
29 years, 1 months
Monthly PITI
$2,986.93/mo
Estimated Loan Balance
$401,388
Cash to close
$43,774
Interest Paid
$25,182

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Low VOC Paint, Painted, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Low VOC Paint, Painted, Stone
  • Roof: Tile
Condition
  • Year Built: 2024
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: RANCHO MERCADO PARCEL A3
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Mercado Assoc
  • HOA Amenities: Unknown
  • HOA Fee: $85
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $260.73
  • Tax Annual Amount: $105
  • On Market Date: 2025-03-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $43,774 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $43,774!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$401,026
Your Cash$43,774
Total Purchase Price:$444,800

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$2,643/mo
Traditional @ 7.5%
$2,834/mo
You save $191/month ($2,298/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6829444

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T14:47:10.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$2,643 /mo
$2,732 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $43,774 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $43,774!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$401,026
Your Cash$43,774
Total Purchase Price:$444,800

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$2,643/mo
Traditional @ 7.5%
$2,834/mo
You save $191/month ($2,298/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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