Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Closed

$534,900

($108,718 down)
FHA

14325 W BANFF Lane, Surprise, AZ 85379

4
2
2,592 sqft
PITI Monthly
$2,613.85 /mo

Listing courtesy of: Joseph W Lewis, DPR Realty LLC

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,983 /mo
$3,002 /mo

What's Special

DINING

Highly Sought after neighborhood! This single story home is a RARE Find...This home Has it ALL! Formal Living & Dining, Family room, Split 4 bedroom and HUGE DEN! Newer Wood/tile in all the right spots.. Newer carpet in bedrooms, Ceiling fans, HUGE Open Kitchen with ALL SS appliances included, Oversized Laundry room w/ folding area AND Newer Washer and Dryer! The best part...Home is placed on over sized lot with Huge Pool! Beautiful water/ Fire features! A must See! This is going to go Quick!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$2,613.85/mo
Estimated Loan Balance
$428,443
Cash to close
$108,718
Interest Paid
$45,880

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Fire Pit
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Fulton Homes

Community & HOA

Community
  • Subdivision: ROYAL RANCH UNIT 2 PARCEL 9
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Royal Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $65
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $206.37
  • Tax Annual Amount: $1788
  • On Market Date: 2024-07-04T05:15:07.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $108,718 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $108,718!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$426,182
Your Cash$108,718
Total Purchase Price:$534,900

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,983/mo
Traditional @ 7.5%
$3,114/mo
You save $1,130/month ($13,564/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6351092

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2023-12-12T18:32:40.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,983 /mo
$3,002 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $108,718 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $108,718!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$426,182
Your Cash$108,718
Total Purchase Price:$534,900

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,983/mo
Traditional @ 7.5%
$3,114/mo
You save $1,130/month ($13,564/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.