Dan Kaercher

Dan Kaercher

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Pending

$345,000

($96,587 down)
VA

1431 Scheffer Avenue, Saint Paul, MN 55116

3
1
1,032 sqft
PITI Monthly
$1,712.2 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,152 /mo
$1,860 /mo

What's Special

LOCATION
DINING
HARDWOOD FLOORS
WALK-IN CLOSET
FINISHED BASEMENT
QUIET NEIGHBORHOOD

Highland Park gem ready for you to move right in. Big ticket updates here include: newer 2 car garage, updated windows, replaced front and side entry doors, updated electrical panel, and a fully drain tiled basement. You'll be captivated by the hardwood floors and coved ceiling character upon entry. Prime layout with 2 beds and a bath on the main, 3rd bedroom with walk-in closet upstairs, and a partially finished basement that would be easy to finish off. Quiet neighborhood with tree lined streets. Unbeatable location minutes from: Highland National Golf Course, Cretin-Derham Hall, St. Kates, Plums, fine dining at Joan's in the Park, The Nook, Coffee Cup and many more. Make an offer now!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,712.2/mo
Estimated Loan Balance
$252,714
Cash to close
$96,587
Interest Paid
$34,079

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 1945
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Kensington Park Addition, To St
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $334.3
  • Tax Annual Amount: $4920
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $96,587 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $96,587!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$248,413
Your Cash$96,587
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,152/mo
Traditional @ 7.5%
$1,929/mo
You save $777/month ($9,327/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6677187

Listing From: northstar

Last updated: 2025-03-29T12:12:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,152 /mo
$1,860 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $96,587 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $96,587!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$248,413
Your Cash$96,587
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,152/mo
Traditional @ 7.5%
$1,929/mo
You save $777/month ($9,327/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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