Dan Kaercher

Dan Kaercher

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$749,000

($299,535 down)
FHA

1431 Joliet Place, Oxnard, CA 93030

4
2
1,512 sqft
PITI Monthly
$3,868.89 /mo

Listing courtesy of: Claudia Navarro, RESOURCE REAL ESTATE

Assumed Rate

4.01%
7.15%

Principal & Interest

$2,501 /mo
$3,534 /mo

What's Special

LOCATION
SPACIOUS

Discover an incredible opportunity to own a 4-bedroom, 2-bath home in a prime Oxnard location! With 1,512 sq. ft. of living space on a 6,534 sq. ft. lot, this home is perfect for those looking to customize and add value.Situated close to Emily Ritchen Elementary and Oxnard High School and offering easy access to the 101 freeway, this property has a spacious yard with mature citrus and fruit trees, providing plenty of outdoor space for relaxation or entertaining.While the home could use some cosmetic updates--including new carpet and appliances--its solid structure and desirable layout make it an excellent investment/first home. A two-car garage and ample driveway parking add to the convenience.Bring your vision and transform this house into your dream home! With a little TLC, this property will shine. Don't miss out!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.01
Remaining Loan Term
22 years, 10 months
Monthly PITI
$3,868.89/mo
Estimated Loan Balance
$667,769
Cash to close
$299,535
Interest Paid
$140,274

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Pacific Park North 1 - 229201
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $495.37
  • Tax Annual Amount: $9362.5
  • On Market Date: 2025-03-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $299,535 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $299,535!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.01% Sellers Rate
$449,465
Your Cash$299,535
Total Purchase Price:$749,000

Assumed vs Traditional Mortgage

Assumed @ 4.01%
$2,501/mo
Traditional @ 7.5%
$3,666/mo
You save $1,165/month ($13,978/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-28453

Listing From:

Last updated: 2025-03-13T16:56:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.01%
7.15%

Principal & Interest

$2,501 /mo
$3,534 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $299,535 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $299,535!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.01% Sellers Rate
$449,465
Your Cash$299,535
Total Purchase Price:$749,000

Assumed vs Traditional Mortgage

Assumed @ 4.01%
$2,501/mo
Traditional @ 7.5%
$3,666/mo
You save $1,165/month ($13,978/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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