$650,000
($294,171 down)14302 W LAUREL Lane, Surprise, AZ 85379
PITI Monthly
Listing courtesy of: Patricia Simpson, Citiea
Assumed Rate
2.83%
7.15%Principal & Interest
$1,619 /mo
$2,652 /moWhat's Special
LOCK IN A 4.99% MORTGAGE RATE OR BETTER ON THIS HOME TODAY! HOME ALSO HAS A VA ASSUMABLE LOAN AT 2.25 % Welcome to your dream home in one of Surprise, premier gated communities of Mountain Gate. This sprawling single-story residence offers 3 spacious bedrooms, a dedicated office, and a versatile flex room, The home is designed for open living with a thoughtful split floor plan that provides both privacy and a functionality. The heart of the home is the gourmet kitchen, showcasing hickory cabinetry, and a large center island, and family room. The primary suite is a true retreat, complete with a spa-like en-suite bathroom and generous walk-in closet and French doors to the back patio. Step outside to an enormous backyard oasis, where you'll find a sparkling pool, built-in BBQ, and cozy firepit. Windows are Renewal by Anderson and 7 yrs old, water heater is 3 years old, interior paint done in 2024, microwave, refrigerator, dishwasher just 5 years old! This home checks all the boxes!
Assumption Snapshot
Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,984.97/mo
Estimated Loan Balance
$357,384
Cash to close
$294,171
Interest Paid
$45,050
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Cooling & Heating
- Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat
- Heating: ENERGY STAR Qualified Equipment, Natural Gas
Features
- Materials: Synthetic Stucco, Wood Frame, Stucco
- Community: Unknown
- Has Fireplace: Yes
- Fireplace Features: Fire Pit
- Flooring: Vinyl
Exterior
Fencing
- Fencing: Block
Roof
- Roof: Tile
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: Yes
- Carport Spaces: 2
Water
- Sewer: Public Sewer
- Water Source: City Water
Pool
- Has Pool: Yes
- Pool Features: Private
Construction
Type & Style
- Stories: 1
- Home type: Single Family Residence
- Architectural Style: Ranch
Materials
- Synthetic Stucco, Wood Frame, Stucco
- Roof: Tile
Condition
- Year Built: 2005
Details
- Builder: William Lyons
Community & HOA
Community
- Subdivision: MOUNTAIN GATE PHASE 3 & 4
- Features: Gated, Playground, Biking/Walking Path
HOA
- Has HOA: Yes
- HOA Name: Mountain Gate HOA
- HOA Amenities: Unknown
- HOA Fee: $115
- HOA Frequency: $Monthly
Location
- Region: Surprise
Financial Details
- Price per Sqft: $220.34
- Tax Annual Amount: $2387
- On Market Date: 2025-03-02T17:30:03.000Z
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You cover the entire equity of $294,171!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 6828880
Listing From: Arizona Regional Multiple Listing Service (ARMLS)
Last updated: 2025-04-01T19:45:46.000Z
© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
2.83%
7.15%Principal & Interest
$1,619 /mo
$2,652 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $294,171!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000Resources
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