Dan Kaercher

Dan Kaercher

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$485,000

($327,891 down)
FHA

1429 E ELGIN Street, Gilbert, AZ 85295

3
3
1,724 sqft
PITI Monthly
$1,333.19 /mo

Listing courtesy of: Mike Schude, Keller Williams Integrity First

Assumed Rate

3.67%
7.15%

Principal & Interest

$928 /mo
$1,366 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
DINING
STAINLESS STEEL APPLIANCES
HOME OFFICE
FLEX SPACE
EFFICIENT

Welcome to your new home, where comfort, convenience, and smart upgrades come together in perfect harmony! This beautifully maintained 3-bedroom, 3-bathroom home includes a full bath and den on the main floor—perfect for guests, a home office, or flex space. You'll love the energy-saving features like a mini split system on the main floor to keep utility costs in check during those hot Arizona summers, and sunscreens on every window to help keep things cool and efficient. The kitchen boasts sleek stainless steel appliances, tons of cabinet space, and a functional layout that's perfect for cooking up your favorites or entertaining friends and family. The main-level laundry room includes extra storage, making everyday living even easier. Step outside into your private, low-maintenance backyard oasis, complete with lush turf that looks amazing year-round without the upkeep. Whether you're relaxing with a cold drink or hosting weekend BBQs, this space is made for fun! And the location? It doesn't get much better just minutes from SanTan Village where you'll find endless shopping, mouth-watering dining, and entertainment for all ages. Plus, you're about 1.5 miles from the San Tan Freeway, making commuting and weekend adventures a breeze. This home is the total package stylish, functional, and perfectly situated for your lifestyle!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.67
Remaining Loan Term
19 years, 11 months
Monthly PITI
$1,333.19/mo
Estimated Loan Balance
$158,884
Cash to close
$327,891
Interest Paid
$67,078

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Fulton Homes

Community & HOA

Community
  • Subdivision: SPECTRUM AT VAL VISTA
  • Features: Community Pool, Tennis Court(s), Playground
HOA
  • Has HOA: Yes
  • HOA Name: Spectrum
  • HOA Amenities: Unknown
  • HOA Fee: $603
  • HOA Frequency: $Quarterly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $281.32
  • Tax Annual Amount: $1148
  • On Market Date: 2025-03-26T22:10:06.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $327,891 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $327,891!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.67% Sellers Rate
$157,109
Your Cash:$327,891
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 3.67%
$928/mo
Traditional @ 7.5%
$1,417/mo
You save $489/month ($5,874/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6841389

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-01T22:32:03.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.67%
7.15%

Principal & Interest

$928 /mo
$1,366 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $327,891 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $327,891!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.67% Sellers Rate
$157,109
Your Cash:$327,891
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 3.67%
$928/mo
Traditional @ 7.5%
$1,417/mo
You save $489/month ($5,874/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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