Dan Kaercher

Dan Kaercher

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Active

$384,999

($92,172 down)
FHA

14247 W BRONCO Trail, Surprise, AZ 85387

3
3
1,637 sqft
PITI Monthly
$2,100.57 /mo

Listing courtesy of: Gao (Staci) Lor, Highgarden Real Estate

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,638 /mo
$2,066 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
CHARMING

Welcome to this stunning two-story home in Avila at Rancho Mercado! Move-in ready and perfect for a lock-and-leave lifestyle, this home is nestled in a vibrant community with a beautiful pool and well-maintained common areas. Inside, you'll find a spacious living and dining area that flows seamlessly into an upgraded kitchen with an extended island—ideal for entertaining. The charming paved side yard is perfect for gatherings and BBQs. Don't miss this fantastic opportunity to own a home in this desirable neighborhood!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$2,100.57/mo
Estimated Loan Balance
$294,085
Cash to close
$92,172
Interest Paid
$42,256

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Blown Cellulose, Painted, Stucco, Stone, Spray Foam Insulation
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Blown Cellulose, Painted, Stucco, Stone, Spray Foam Insulation
  • Roof: Tile
Condition
  • Year Built: 2022
Details
  • Builder: William Lyon Southwest, Inc.

Community & HOA

Community
  • Subdivision: RANCHO MERCADO PARCEL A18W
  • Features: Community Pool, Playground
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Mercado
  • HOA Amenities: Unknown
  • HOA Fee: $91
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $235.19
  • Tax Annual Amount: $1150
  • On Market Date: 2025-02-27T05:10:01.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $92,172 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $92,172!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$292,827
Your Cash$92,172
Total Purchase Price:$384,999

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,638/mo
Traditional @ 7.5%
$2,143/mo
You save $505/month ($6,055/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6826984

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-01T20:42:05.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,638 /mo
$2,066 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $92,172 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $92,172!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$292,827
Your Cash$92,172
Total Purchase Price:$384,999

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,638/mo
Traditional @ 7.5%
$2,143/mo
You save $505/month ($6,055/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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