Dan Kaercher

Dan Kaercher

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Closed

$435,000

($240,592 down)
FHA

14245 N 22ND Street, Phoenix, AZ 85022

4
2
1,633 sqft
PITI Monthly
$1,619.88 /mo

Listing courtesy of: Patrick Halpine, My Home Group Real Estate

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,140 /mo
$1,904 /mo

What's Special

ENTERTAINMENT
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
PATIO
TENNIS COURTS
PLAYGROUND
MOUNTAIN VIEWS
NO HOA

Assumable Loan Option! Discover an exceptional lifestyle with this mountainside community home. The front courtyard is a low-maintenance (desert landscape with irrigation) haven with a water feature and a wood burning Kiva fireplace which creates an inviting outdoor space for gatherings and relaxation. Step inside to find a tiled Great Room with vaulted ceilings, and a fireplace, providing ample space for indoor entertainment. The Eat-In Kitchen showcases Stainless Steel appliances, recessed lighting, and ample cabinet and countertop space. *NEW VINYL FLOORING* throughout, bathrooms are tile. The spacious and bright bedrooms feature ceiling fans to ensure a restful environment, with the large Master Bedroom offering a ceiling fan and a Master Bath with **NEW** (2024) subway tiles in shower, toilet, vanity and tile flooring. Master bath also features a private exit to the backyard. Updated sunscreens on all the windows aid in keeping utility bills low, along with a newer water heater, A/C (2022), and partially repaired roof (2024). Hall bath recently updated with tile floors, subway tile in tub/shower combo, new vanity and toilet. The backyard is a desert oasis with low-maintenance faux grass and putting green, extended covered patio, Kiva fireplace, water feature, propane heated spool, built-in BBQ, pergola, and breathtaking mountain views. Garage features cabinetry and side door to backyard. As an added bonus, this property includes an RV gate and parking space, with NO HOA restrictions. The community itself is adorned with winding roads and mountain views, and features Lookout Mountain Park, complete with playgrounds, picnic areas, tennis courts, and hiking trails. Don't miss the chance to experience Arizona living at its finest. This exceptional property truly offers a unique and desirable lifestyle.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,619.88/mo
Estimated Loan Balance
$340,731
Cash to close
$240,592
Interest Paid
$30,027

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 3+ Fireplace, Exterior Fireplace, Family Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Heated, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1982
Details
  • Builder: Elliott Homes

Community & HOA

Community
  • Subdivision: CAVE CREEK UNIT 1 LOT 1-153 TR A-C
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $266.38
  • Tax Annual Amount: $1359
  • On Market Date: 2024-07-04T08:32:45.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $240,592 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $240,592!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$194,408
Your Cash:$240,592
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,140/mo
Traditional @ 7.5%
$1,975/mo
You save $834/month ($10,014/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6721668

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-10T15:24:55.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,140 /mo
$1,904 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $240,592 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $240,592!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$194,408
Your Cash:$240,592
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,140/mo
Traditional @ 7.5%
$1,975/mo
You save $834/month ($10,014/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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