Dan Kaercher

Dan Kaercher

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$499,000

($215,025 down)
VA

14188 W ARTEMISA Avenue, Surprise, AZ 85387

4
3
2,379 sqft
PITI Monthly
$1,653.21 /mo

Listing courtesy of: Mark St. Peter, The Brokery

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,335 /mo
$2,133 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
CHARMING

Welcome to 14188 W Artemisa Ave, a charming 2021 home on a desirable corner lot beside a serene greenbelt in Surprise, AZ. Offering 3 spacious bedrooms, 2.5 bathrooms, plus a versatile den perfect for an office or additional living space. Enjoy the open Great Room, ideal for entertaining or relaxing with family. The modern kitchen features an island, pantry, breakfast bar, and formal dining area. The primary suite offers comfort with a large walk-in shower. The spacious backyard is a blank canvas ready for your creativity. Benefit from added privacy with no neighbors behind or to the east, scenic views, and convenient access to trails, parks, and community amenities. Your perfect home awaits!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.02
Remaining Loan Term
25 years, 5 months
Monthly PITI
$1,653.21/mo
Estimated Loan Balance
$332,758
Cash to close
$215,025
Interest Paid
$41,599

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Taylor Morrison

Community & HOA

Community
  • Subdivision: RANCHO MERCADO PARCEL A12
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Mercado
  • HOA Amenities: Unknown
  • HOA Fee: $89
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $209.75
  • Tax Annual Amount: $1821
  • On Market Date: 2025-03-20T23:50:08.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,025 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $215,025!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$283,975
Your Cash$215,025
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,335/mo
Traditional @ 7.5%
$2,212/mo
You save $878/month ($10,531/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6838676

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T23:25:33.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,335 /mo
$2,133 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,025 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $215,025!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$283,975
Your Cash$215,025
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,335/mo
Traditional @ 7.5%
$2,212/mo
You save $878/month ($10,531/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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