Dan Kaercher

Dan Kaercher

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$1,215,000

($858,340 down)
VA

1400 Via Isola, Monterey, CA 93940

3
2
1,200 sqft
PITI Monthly
$2,540.77 /mo

Listing courtesy of: Kristen Kitaji, Ikonik Realty

Assumed Rate

4.22%
7.15%

Principal & Interest

$2,324 /mo
$3,202 /mo

What's Special

SHOPPING
SPACIOUS
STAINLESS STEEL APPLIANCES
DECK
PATIO

Welcome to this beautiful, single-level three bedroom, two bathroom home in the highly coveted Fisherman's Flats neighborhood of Monterey. Located on a spacious corner lot in the sunbelt of Monterey, featuring a brand new kitchen, with quartz countertops, stainless steel appliances and a large eat-in peninsula. This home is light and bright, with newly refinished matchstick oak flooring throughout the entire home exuding comfort and warmth. To top it off, there is a two car, side-load garage to allow for more privacy and enhance the aesthetics of the home. Step outside to the oversized (over 13,000 square foot lot), with a spacious patio and sundeck overlooking your backyard complete with forest views. Conveniently located close to shopping, restaurants and just a quick drive to the beach, you won't want to miss this incredible property.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.22
Remaining Loan Term
17 years, 10 months
Monthly PITI
$2,540.77/mo
Estimated Loan Balance
$358,789
Cash to close
$858,340
Interest Paid
$214,284

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Monterey

Financial Details

  • Price per Sqft: $1,012.5
  • Tax Annual Amount: $
  • On Market Date: 2024-07-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $858,340 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $858,340!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.22% Sellers Rate
$356,660
Your Cash:$858,340
Total Purchase Price:$1,215,000

Assumed vs Traditional Mortgage

Assumed @ 4.22%
$2,324/mo
Traditional @ 7.5%
$3,322/mo
You save $998/month ($11,971/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81973060

Listing From:

Last updated: 2024-09-26T17:14:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.22%
7.15%

Principal & Interest

$2,324 /mo
$3,202 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $858,340 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $858,340!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.22% Sellers Rate
$356,660
Your Cash:$858,340
Total Purchase Price:$1,215,000

Assumed vs Traditional Mortgage

Assumed @ 4.22%
$2,324/mo
Traditional @ 7.5%
$3,322/mo
You save $998/month ($11,971/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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