Dan Kaercher

Dan Kaercher

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Pending

$585,000

($381,318 down)
VA

13934 47th Lane NE, Saint Michael, MN 55376

5
4
3,188 sqft
PITI Monthly
$1,594.44 /mo

Listing courtesy of: , TheMLSonline.com, Inc.

Assumed Rate

3.02%
7.15%

Principal & Interest

$943 /mo
$1,507 /mo

What's Special

SERENE
SPACIOUS
LUXURY
WALK-IN CLOSET
HOME OFFICE
WET BAR
DECK
CHARMING
COZY

Why wait for new construction when the perfect home is ready and waiting for you? Step into a world where luxury meets comfort in this exceptional walkout rambler, designed for versatility and style. From the moment you enter the spacious foyer, your eyes are drawn through to the serene backyard views—a promise of beauty and tranquility. This home’s unique layout boasts two primary bedrooms on the main floor, each with walk-in closets and private en suites, making it an ideal space for multigenerational living. A third bedroom and a conveniently located main-floor laundry room ensure all essential spaces are easily accessible on one level. Venture downstairs to discover even more: two additional bedrooms and a flexible room that could transform into a home office, gym, or cozy retreat. The expansive lower level offers endless possibilities for personalization and comfort. Whether hosting game nights, movie marathons, or casual gatherings, the wet bar becomes the perfect centerpiece for entertaining. Step outside through the screened porch, where fresh air and scenic views provide the perfect setting to enjoy your morning coffee or an evening cocktail. Summer invites you to host barbecues on the deck, filling the air with laughter as family and friends gather. As dusk settles, move the party to the fire pit for s’mores and stories under the stars, or escape to the screened porch to relax, free from pesky mosquitoes. When winter arrives, the backyard pond transforms into a charming ice rink, creating the perfect backdrop for skating and cherished seasonal traditions. This home isn’t just a place to live—it’s where lasting memories are made. Don’t miss the chance to make it yours. Welcome home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.02
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,594.44/mo
Estimated Loan Balance
$204,111
Cash to close
$381,318
Interest Paid
$26,340

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Brick, Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age Over 8 Years, Architectural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age Over 8 Years, Architectural Shingle
Condition
  • Year Built: 2011
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Grab Bars In Bathroom, Partially Wheelchair
HOA
  • Has HOA: Yes
  • HOA Name: The Preserve East HOA
  • HOA Amenities: Unknown
  • HOA Fee: $299
  • HOA Frequency: $Annually
Location
  • Region: Saint Michael

Financial Details

  • Price per Sqft: $183.5
  • Tax Annual Amount: $5816
  • On Market Date: 2025-02-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $381,318 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $381,318!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$203,682
Your Cash:$381,318
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$943/mo
Traditional @ 7.5%
$1,563/mo
You save $620/month ($7,441/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6605909

Listing From: northstar

Last updated: 2025-04-03T13:36:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$943 /mo
$1,507 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $381,318 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $381,318!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$203,682
Your Cash:$381,318
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$943/mo
Traditional @ 7.5%
$1,563/mo
You save $620/month ($7,441/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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