Dan Kaercher

Dan Kaercher

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Closed

$384,900

($117,995 down)
FHA

13908 9th Avenue S, Zimmerman, MN 55398

4
3
3,696 sqft
PITI Monthly
$2,207.88 /mo

Listing courtesy of: , The Biren Realty Group

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,385 /mo
$2,052 /mo

What's Special

MINUTES AWAY
DINING
MODERN
HARDWOOD FLOORS
FIREPLACE
WALK-IN CLOSET
SEPARATE SHOWER
BALCONY
CHARMING
COZY

Former Model. This wonderful 2 Story home qualifies for ZERO Money Down USDA Financing. Just minutes away from the charming city of Zimmerman, you'll find this wonderful Marturano Woods home. You will enjoy the privacy from the tree lined back yard in this well established neighborhood. High end finishes throughout, solid core 6 panel doors, custom cabinets, built-ins, and hardwood floors. The covered front porch leads you into a foyer filled with sunlight and warmth. Your first stop is a perfectly situated office/flex room ensuring a fantastic virtual work environment. The expansive great room has a cozy gas fireplace with extra windows for lots of natural light. Kitchen/Dining/Living Room's are all wired with modern smart lighting outlets to control the lights and fireplace with voice command through Google/Amazon . Exterior lights are all Smart Bulbs which can change colors and also be voice controlled. Kitchen has custom cabinets, granite counters and SS appliances (all appliances are included). An outstanding pantry area, half bath and mudroom space round out the main level. Head up to an enormous owners suite with large walk-in closet, private balcony, primary ensuite with double sinks, soaker tub and separate shower. 3 additional bedrooms with a full bath and a laundry room finish off the tour of the 2nd story. The lower level is the perfect way to build your own equity. The walk-out lower level has been fully sheet rocked and all lighting put in, all that is left is for you to add your own personal touches . So many possibilities. The bath has been roughed in and an additional 5th bedroom/flex room. Updates include NEW water heater in 2023 and mechanicals maintained by Center Pointe Energy's Home Service plus. Everything is super close less than 5 minutes to downtown Zimmerman and all Schools. Several nearby parks within walking distance. Explore the 30,700 acre Sherburne National Wildlife Refuge. Quick close possible.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
25 years, 0 months
Monthly PITI
$2,207.88/mo
Estimated Loan Balance
$320,761
Cash to close
$117,995
Interest Paid
$52,348

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Shake Siding, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Shake Siding, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Marturano Woods Second Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Zimmerman

Financial Details

  • Price per Sqft: $104.14
  • Tax Annual Amount: $5492
  • On Market Date: 2024-08-26T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $117,995 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $117,995!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$266,905
Your Cash$117,995
Total Purchase Price:$384,900

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,385/mo
Traditional @ 7.5%
$2,129/mo
You save $744/month ($8,927/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6585924

Listing From: northstar

Last updated: 2024-09-28T23:20:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,385 /mo
$2,052 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $117,995 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $117,995!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$266,905
Your Cash$117,995
Total Purchase Price:$384,900

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,385/mo
Traditional @ 7.5%
$2,129/mo
You save $744/month ($8,927/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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