Dan Kaercher

Dan Kaercher

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Closed

$299,900

($115,209 down)
FHA

138 Dutch Lake Trail, Howard Lake, MN 55349

3
2
1,802 sqft
PITI Monthly
$1,641.4 /mo

Listing courtesy of: , Keller Williams Integrity NW

Assumed Rate

4.44%
7.15%

Principal & Interest

$1,050 /mo
$1,409 /mo

What's Special

SPACIOUS
FIREPLACE
DECK
PRIVATE BACKYARD
LAKE VIEWS

Welcome home! Nestled in the desirable Dutch Lake neighborhood, this lovely 3-bedroom, 2-bath split entry home offers comfortable and updated living spaces. Stunning curb appeal with full concrete driveway, new siding and roof in 2023 / 2024. Enjoy the private backyard views from the spacious deck and the lake views in the front. Gorgeous stone gas fireplace in the family room, custom tiled walk in shower, walk in closets. You will love the 640 finished sq ft of garage space - great for all of the vehicles and toys! Radon mitigation system was installed in 2018. This home is the PERFECT blend of comfort, style and convenience!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.44
Remaining Loan Term
23 years, 1 months
Monthly PITI
$1,641.4/mo
Estimated Loan Balance
$189,333
Cash to close
$115,209
Interest Paid
$60,202

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Howard Lake

Financial Details

  • Price per Sqft: $166.43
  • Tax Annual Amount: $3526
  • On Market Date: 2024-08-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $115,209 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $115,209!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.44% Sellers Rate
$184,691
Your Cash$115,209
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 4.44%
$1,050/mo
Traditional @ 7.5%
$1,462/mo
You save $412/month ($4,944/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6587735

Listing From: northstar

Last updated: 2024-09-27T20:13:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.44%
7.15%

Principal & Interest

$1,050 /mo
$1,409 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $115,209 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $115,209!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.44% Sellers Rate
$184,691
Your Cash$115,209
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 4.44%
$1,050/mo
Traditional @ 7.5%
$1,462/mo
You save $412/month ($4,944/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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