Dan Kaercher

Dan Kaercher

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Pending

$295,000

($281,941 down)
FHA

1385 White Bear Avenue N, Saint Paul, MN 55106

4
2
1,241 sqft
PITI Monthly
$633.85 /mo

Listing courtesy of: , Opendoor Brokerage, LLC

Assumed Rate

6.35%
7.15%

Principal & Interest

$82 /mo
$89 /mo

What's Special

REMODELED
MODERN
STAINLESS STEEL APPLIANCES

Seller may consider buyer concessions if made in an offer. Welcome to your future home! This property boasts a neutral color paint scheme, offering a modern and timeless aesthetic. The remodeled kitchen is a chef's dream with stone counter tops, all stainless steel appliances and an accent backsplash that adds a touch of elegance. The interior is freshly painted, providing a clean and crisp atmosphere. Outside, enjoy the privacy of a backyard, perfect for quiet mornings or entertaining. This home is a perfect blend of style and comfort, waiting for you to make it your own. This home has been virtually staged to illustrate its potential.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.35
Remaining Loan Term
29 years, 4 months
Monthly PITI
$633.85/mo
Estimated Loan Balance
$13,108
Cash to close
$281,941
Interest Paid
$553

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1936
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cavanaughs Sub
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $237.71
  • Tax Annual Amount: $4716
  • On Market Date: 2024-12-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $281,941 (96%)
You can enter any amount below - secondary financing will cover the difference if needed.
96%
$

You cover the entire equity of $281,941!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.35% Sellers Rate
$13,059
Your Cash:$281,941
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 6.35%
$82/mo
Traditional @ 7.5%
$89/mo
You save $7/month ($84/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6636893

Listing From: northstar

Last updated: 2025-03-10T02:03:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.35%
7.15%

Principal & Interest

$82 /mo
$89 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $281,941 (96%)
You can enter any amount below - secondary financing will cover the difference if needed.
96%
$

You cover the entire equity of $281,941!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.35% Sellers Rate
$13,059
Your Cash:$281,941
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 6.35%
$82/mo
Traditional @ 7.5%
$89/mo
You save $7/month ($84/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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