Dan Kaercher

Dan Kaercher

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Closed

$215,000

($16,344 down)
FHA

1378 Reaney Avenue, Saint Paul, MN 55106

2
2
1,176 sqft
PITI Monthly
$1,553.54 /mo

Listing courtesy of: , Keller Williams Classic Realty

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,013 /mo
$1,404 /mo

What's Special

LOCATION
SPACIOUS
PATIO
CHARMING
AFFORDABLE

Craftsman style Home is charming and affordable. A first-time Home Buyer will love this 2 bed, 2 bath home! They will find the home manageable to maintain and enjoy their own private yard with space to entertain as well as enjoying a large concrete patio adjacent to the 2 car garge. Abundance of character in the coved walls and curved staircase leading up to bedrooms and full bath. The front spacious porch is a great space to escape the rain or snow and still provide space to remove shoes before entering home, greeting your guests and provide a dry space for your mail or amazon deliveries! Don't miss the tongue groove ceiling and sensored lighting when entering. Kitchen features tiled backsplash, eat-in area, stainless steel gas range with brand new microwave. The carpet is in great condition. Upper level provides lots of storage for closet space or extra storage. Desirable location to fabulous food venues, schools, parks and Downtown St. Paul. Stop renting and invest in your future today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 3 months
Monthly PITI
$1,553.54/mo
Estimated Loan Balance
$213,683
Cash to close
$16,344
Interest Paid
$23,280

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Metal Siding, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Partial
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding, Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1912
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lorena Park
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $182.82
  • Tax Annual Amount: $2924
  • On Market Date: 2024-12-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $16,344 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $16,344!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$198,656
Your Cash$16,344
Total Purchase Price:$215,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,013/mo
Traditional @ 7.5%
$1,456/mo
You save $443/month ($5,320/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6641611

Listing From: northstar

Last updated: 2025-02-06T17:40:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,013 /mo
$1,404 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $16,344 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $16,344!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$198,656
Your Cash$16,344
Total Purchase Price:$215,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,013/mo
Traditional @ 7.5%
$1,456/mo
You save $443/month ($5,320/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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