$870,000
($491,873 down)1374 Melody Lane, El Cajon, CA 92019
PITI Monthly
Listing courtesy of: Dawn Van Siclen, HomeSmart Realty West
Assumed Rate
3.69%
7.15%Principal & Interest
$1,944 /mo
$2,856 /moWhat's Special
Beautiful single story home with $250,000 in upgrades. Brand New Roof. Within last 2 years: KitchenAid Stainless Steel Refrigerator, Range & Dishwasher installed, LVP flooring throughout, recessed lights/speakers & En Suite Master Bathroom remodeled. Other upgrades include: Resort like spa w/custom stone work, patio cover with ceiling fans, entire kitchen renovation, new sliders/windows, quartz countertops, new kitchen cabinetry/handles, A/C condenser, water heater, gas fireplace & coffee bar inset in Master Bedroom, new garage floor, repoured/resurfaced driveway, custom paint throughout & plenty of storage outside w/the extra large Tuff Shed. No HOA. No Mello Roos. RV parking! Expansive backyard with stunning Plumeria trees, as well as mature palms & fruit trees. This home has it all.
Assumption Snapshot
Type of Loan
VA
Interest Rate
3.69
Remaining Loan Term
24 years, 8 months
Monthly PITI
$3,066.56/mo
Estimated Loan Balance
$381,995
Cash to close
$491,873
Interest Paid
$78,949
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Cooling & Heating
- Cooling: CentralAir
- Heating: ForcedAir, NaturalGas
Features
- Materials: Unknown
- Community: Unknown
- Has Fireplace: Yes
- Fireplace Features: PrimaryBedroom
- Flooring: Laminate
Exterior
Fencing
- Fencing: Unknown
Roof
- Roof: Composition, SeeRemarks
Parking
- Garage: Yes
- Garage Spaces: 1
- Carport: No
- Carport Spaces:
Water
- Sewer: Unknown
- Water Source: Unknown
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 1
- Home type: SingleFamilyResidence
- Architectural Style: Unknown
Materials
- Unknown
- Roof: Composition, SeeRemarks
Condition
- Year Built: 1970
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features: Sidewalks
HOA
- Has HOA: No
Location
- Region: El Cajon
Financial Details
- Price per Sqft: $609.24
- Tax Annual Amount: $10875
- On Market Date: 2025-02-25T00:00:00.000Z
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: NDP2501798
Listing From:
Last updated: 2025-03-08T18:55:25.000Z
© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
3.69%
7.15%Principal & Interest
$1,944 /mo
$2,856 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $491,873!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000Resources
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