Dan Kaercher

Dan Kaercher

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$400,000

($192,632 down)
VA

13735 Gemini Street, Victorville, CA 92392

4
4
1,673 sqft
PITI Monthly
$1,530.61 /mo

Listing courtesy of: Jeanine Bianes-Bueno, Realty Masters & Associates

Assumed Rate

2.94%
7.15%

Principal & Interest

$964 /mo
$1,556 /mo

What's Special

DINING
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
HOME OFFICE
PATIO
COZY

Spacious 4-Bedroom Home with Separate Guest Suite & Covered Patio! This 1,673 sqft, 4-bedroom, 3.5-bathroom home offers a perfect blend of comfort and functionality. The kitchen features elegant granite countertops, a stainless steel stove and microwave, and ample space for culinary creations. The home includes a formal living room, dining room, and a cozy family room complete with a fireplace—ideal for gatherings. A unique highlight is the fourth bedroom, which is separate from the main living area, featuring its own private full bath and separate entry—perfect for guests, in-laws, or a home office. Step outside to enjoy the covered patio, a great space for outdoor relaxation. Home does need some TLC. Please note: No showings at this time while the owners prepare the home. Stay tuned for updates!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$1,530.61/mo
Estimated Loan Balance
$208,276
Cash to close
$192,632
Interest Paid
$29,020

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $239.09
  • Tax Annual Amount: $5000
  • On Market Date: 2025-03-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $192,632 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $192,632!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$207,368
Your Cash$192,632
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$964/mo
Traditional @ 7.5%
$1,614/mo
You save $650/month ($7,803/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25046924

Listing From:

Last updated: 2025-03-25T13:30:36.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$964 /mo
$1,556 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $192,632 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $192,632!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$207,368
Your Cash$192,632
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$964/mo
Traditional @ 7.5%
$1,614/mo
You save $650/month ($7,803/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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