Dan Kaercher

Dan Kaercher

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$419,950

($73,759 down)
FHA

13701 El Cajon Drive, Desert Hot Springs, CA 92240

3
2
1,340 sqft
PITI Monthly
$2,786.88 /mo

Listing courtesy of: Thomas Carrington, Desert Homes Realty

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,884 /mo
$2,852 /mo

What's Special

ENTERTAINMENT
STAINLESS STEEL APPLIANCES
PATIO
EFFICIENT

REDUCED TO SELL! DESERT HOMES REALTY Presents a NEWLY CONSTRUCTED 3-year-old Desert Hot Spring house! This newer 1356 sq. ft. home boasts a stunning new contemporary design that is stylish and current to today's standards! It has an open floor plan and extremely large undeveloped backyard that can easily accommodate a Large Pool, Spa, BBQ kitchen and entertainment features. It has 3 Bedrooms, 2 Bathrooms, an Inside Laundry area, High Ceilings, Stainless Steel Appliances, Custom cabinets, Quartz countertops, High efficiency windows, Central Air Conditioning, Owned Solar system, Water efficient landscaping, and a large 2 car garage. The owner spent Several Thousand dollars on after construction upgrades, including: Vinyl flooring throughout the house, a Wi-Fi security system, Wi-Fi climate control, and a wraparound cement patio with awning, cement extends around both side of the house. I has easy access to I -10, Downtown Palm Springs and proximity to local retail, parks, and schools. This can be a primary home, or secondary home that can be offered as a short-term rental.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$2,786.88/mo
Estimated Loan Balance
$402,696
Cash to close
$73,759
Interest Paid
$43,585

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Privacy
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SewerTapPaid
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2022
Details
  • Builder: Chris Long

Community & HOA

Community
  • Subdivision: Not in a Development
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Desert Hot Springs

Financial Details

  • Price per Sqft: $313.4
  • Tax Annual Amount: $5249.38
  • On Market Date: 2024-09-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,759 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $73,759!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$346,191
Your Cash$73,759
Total Purchase Price:$419,950

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,884/mo
Traditional @ 7.5%
$2,958/mo
You save $1,074/month ($12,885/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 24437203

Listing From:

Last updated: 2024-10-05T15:07:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,884 /mo
$2,852 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,759 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $73,759!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$346,191
Your Cash$73,759
Total Purchase Price:$419,950

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,884/mo
Traditional @ 7.5%
$2,958/mo
You save $1,074/month ($12,885/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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