Dan Kaercher

Dan Kaercher

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Pending

$935,000

($283,722 down)
VA

1356 E DESERT FLOWER Lane, Phoenix, AZ 85048

5
3
2,604 sqft
PITI Monthly
$3,504.95 /mo

Listing courtesy of: Matthew W. Long, Realty Executives

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,906 /mo
$4,728 /mo

What's Special

REMODELED
MINUTES AWAY
SHOPPING
ENTERTAINMENT
MODERN
PATIO
MOUNTAIN VIEWS
CHARMING

Oasis on South Mountain Preserve Trail with prime mountain views from every room, a beautiful pool, and large, private lot. Completely remodeled, turn-key home, with hiking and biking trails steps from your property. The single-family home is situated in the popular community of ''Richmond Heights'' located in the foothills of Phoenix, AZ. This home incorporates a subtle balance of contemporary finishes with a modern design. The home features 5 bedrooms, a new kitchen with a large island, new roof and HVACs. Lastly, the home features a 3-car garage w/ epoxy floors, a ''charge point'' EV charging station, and a private (resort style) backyard with a recently upgraded pebble tec Pool. Richmond Heights is just minutes away from great schools, shopping, restaurants, and entertainment. Also including a wonderful backyard w/a covered patio, a charming pergola, and a sparkling blue pool, this home is a dream come true! Act now before it's gone!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 9 months
Monthly PITI
$3,504.95/mo
Estimated Loan Balance
$653,954
Cash to close
$283,722
Interest Paid
$63,274

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Family Room
  • Flooring: Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 1993
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: FOOTHILLS PARCEL 9D LOT 1-69 TR A-F
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Foothills
  • HOA Amenities: Unknown
  • HOA Fee: $210
  • HOA Frequency: $Semi-Annually
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $359.06
  • Tax Annual Amount: $4586
  • On Market Date: 2025-03-06T21:30:05.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $283,722 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $283,722!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$651,278
Your Cash$283,722
Total Purchase Price:$935,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,906/mo
Traditional @ 7.5%
$4,904/mo
You save $1,998/month ($23,976/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6831229

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-13T19:31:40.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,906 /mo
$4,728 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $283,722 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $283,722!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$651,278
Your Cash$283,722
Total Purchase Price:$935,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,906/mo
Traditional @ 7.5%
$4,904/mo
You save $1,998/month ($23,976/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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