Dan Kaercher

Dan Kaercher

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Closed

$975,000

($711,174 down)
FHA

1355 Harding Street, Seaside, CA 93955

5
3
2,160 sqft
PITI Monthly
$2,187.16 /mo

Listing courtesy of: Tommy Barker, eXp Realty of California Inc

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,710 /mo
$2,479 /mo

What's Special

LUXURY
DECK
CHARMING

Welcome to this charming 5 (oversized) bedroom, 3 bathroom home that defines the soul of Seaside. Take in the Ocean views & unwind with breathtaking sunsets from the expansive back deck, living room & kitchen. Step inside to new luxury vinyl plank flooring throughout the upper living space. Freshly painted interior and exterior to accompany the updated kitchen appliances. Entertain in the secluded backyard through the downstairs family room french doors. Separating the living space downstairs boosts endless potential for independent living needs, growing households or weekend visitors all with the peace of mind & convenience of staying under one roof. 14 residential panel solar system providing 4.9 Kw of energy maxing out undoubtedly the most sun drenched corner of Seaside. Close to everything the Monterey Peninsula has to offer and ample off street parking to top it all off for a small boat or camper trailer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.8
Remaining Loan Term
17 years, 4 months
Monthly PITI
$2,187.16/mo
Estimated Loan Balance
$267,298
Cash to close
$711,174
Interest Paid
$153,213

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Unknown
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Seaside

Financial Details

  • Price per Sqft: $451.39
  • Tax Annual Amount: $
  • On Market Date: 2024-11-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $711,174 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $711,174!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$263,826
Your Cash:$711,174
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,710/mo
Traditional @ 7.5%
$2,572/mo
You save $861/month ($10,335/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81987050

Listing From:

Last updated: 2024-12-19T06:01:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,710 /mo
$2,479 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $711,174 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $711,174!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$263,826
Your Cash:$711,174
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,710/mo
Traditional @ 7.5%
$2,572/mo
You save $861/month ($10,335/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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