Dan Kaercher

Dan Kaercher

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Active

$379,900

($160,321 down)
FHA

1346 Minnehaha Avenue W, Saint Paul, MN 55104

N/A
N/A
1,806 sqft
PITI Monthly
$2,056.03 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

4.57%
7.15%

Principal & Interest

$1,272 /mo
$1,681 /mo

What's Special

REMODELED
SPACIOUS
HISTORIC

Spacious three level duplex with excellent rental history in Historic and “sought after” Hamline-Midway neighborhood. Amazing opportunity for investment or Owner occupy. Just a short walk to shops and the MN United FC Stadium. Lower level has 2bedrooms and has been recently remodeled with Kitchen, bathroom, flooring and paint. Maintenance free siding, Upper unit incorporates 2nd and 3rd level and offers 3 bedrooms. Both units have newer furnaces – 1 of the AC units is newer , separate utilities, central Air and 2 electrical sub panels. Shared Laundry in in the basement – accessible by both units. 3-4 off street parking spaces. Great rental history with guaranteed 100 percent rent paid on upper level with great tenant!Lower level tenant just moved out and was paying 1600.00 a month. Lower level is currently vacant for new owner. Upper level tenant, pays 2022.00 a month and is signed on a lease thru July 2025. Upper level tenant loves it there and wants to sign a new and longer lease. Section 8 pays 100% of rent upstairs and sounds like it can be raised on next lease. Tenants Pay Gas and Electric Owner pays – water and trash $165.00 a month average.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.57
Remaining Loan Term
23 years, 5 months
Monthly PITI
$2,056.03/mo
Estimated Loan Balance
$223,002
Cash to close
$160,321
Interest Paid
$70,689

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms:
  • Bathrooms:
Cooling & Heating
  • Cooling: Unknown
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Duplex Up and Down
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1890
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Syndicate 5 Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $210.35
  • Tax Annual Amount: $5498
  • On Market Date: 2025-03-18T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $160,321 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $160,321!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.57% Sellers Rate
$219,579
Your Cash$160,321
Total Purchase Price:$379,900

Assumed vs Traditional Mortgage

Assumed @ 4.57%
$1,272/mo
Traditional @ 7.5%
$1,744/mo
You save $472/month ($5,667/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6686897

Listing From: northstar

Last updated: 2025-04-02T17:18:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.57%
7.15%

Principal & Interest

$1,272 /mo
$1,681 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $160,321 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $160,321!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.57% Sellers Rate
$219,579
Your Cash$160,321
Total Purchase Price:$379,900

Assumed vs Traditional Mortgage

Assumed @ 4.57%
$1,272/mo
Traditional @ 7.5%
$1,744/mo
You save $472/month ($5,667/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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