Dan Kaercher

Dan Kaercher

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Closed

$675,000

($264,850 down)
FHA

13463 Harding Street, San Fernando, CA 91340

2
1
845 sqft
PITI Monthly
$2,513.03 /mo

Listing courtesy of: Carolina Hernandez, Keller Williams South Bay

Assumed Rate

3.47%
7.15%

Principal & Interest

$2,026 /mo
$3,058 /mo

What's Special

SERENE
SPACIOUS
MODERN
FIREPLACE
SAFE
CHARMING
COZY

Charming 2-Bedroom, 1-Bath Home in San Fernando – Upgraded for Comfort, Privacy, and Versatility This beautifully upgraded 2-bedroom, 1-bath home in San Fernando offers the perfect blend of modern convenience and cozy charm, with thoughtful upgrades that make it ideal for creating your dream home. From the private gated entrance to the charming bonus spaces, this home has everything you need and more. The front yard features durable decomposed granite (DG), providing a solid foundation for artificial turf—offering a low-maintenance, eco-friendly solution for year-round curb appeal. The driveway is constructed with 8-inch thick concrete, designed to support heavy vehicles, ensuring both durability and long-lasting value. The property is gated for privacy and security, with an existing electrical connection near the front gate, ready for a motorized entry system for added convenience. The front gate is also prepped for a Ring hook-up, enhancing your security. Step inside to find a spacious living area with an electric fireplace, perfect for cozy nights. The home also boasts an upgraded electrical panel to ensure safety and functionality. Copper plumbing throughout and updated ABS sewer lines. The property is equipped with security cameras around the perimeter, providing peace of mind, and backyard lights for a relaxing evening atmosphere. Enjoy ultimate privacy with privacy trees surrounding the property, offering a secluded, serene environment. The backyard features a beautiful gazebo, creating the perfect space for outdoor entertaining or quiet relaxation. Additionally, there’s a crafting bonus room that could serve as an office, crafting space, or additional storage. This property also includes a one-car garage and a massive driveway, capable of accommodating 3-5 vehicles, providing ample parking space for family, friends, or guests. This home is a true gem, offering comfort, security, and ample space for all your needs. It’s ready for you to move in and make it your own.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.47
Remaining Loan Term
25 years, 0 months
Monthly PITI
$2,513.03/mo
Estimated Loan Balance
$453,043
Cash to close
$264,850
Interest Paid
$74,678

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: ExcellentCondition, Privacy
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1940
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: San Fernando

Financial Details

  • Price per Sqft: $798.82
  • Tax Annual Amount: $
  • On Market Date: 2024-11-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $264,850 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $264,850!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$410,150
Your Cash$264,850
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$2,026/mo
Traditional @ 7.5%
$3,172/mo
You save $1,147/month ($13,758/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SB24238222

Listing From:

Last updated: 2025-01-15T21:28:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$2,026 /mo
$3,058 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $264,850 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $264,850!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$410,150
Your Cash$264,850
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$2,026/mo
Traditional @ 7.5%
$3,172/mo
You save $1,147/month ($13,758/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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