Dan Kaercher

Dan Kaercher

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Closed

$1,179,000

($580,327 down)
VA

13445 Floral Ave, Poway, CA 92064

4
3
1,891 sqft
PITI Monthly
$3,152.77 /mo

Listing courtesy of: David Fletes, ROA California Inc

Assumed Rate

3.48%
7.15%

Principal & Interest

$2,936 /mo
$4,427 /mo

What's Special

DINING
SPACIOUS
MODERN
RENOVATED
LUXURY
WALK-IN CLOSET
MASTER SUITE

This impressive two-story home offers 4 spacious bedrooms, 3 beautifully updated bathrooms, and 1,891 sq. ft. of living space in the sought-after Viewpoint subdivision in Poway. Step into the expansive family room, featuring soaring ceilings, gorgeous luxury vinyl plank flooring, and abundant natural light that flows throughout the home. Enjoy direct views of the sparkling backyard pool, creating a perfect indoor-outdoor living experience. The kitchen and dining room combination is perfect for family meals or entertaining, offering both functionality and charm. The home features OWNED SOLAR, providing significant energy savings! Unique to this home are the dual master bedrooms—one upstairs and one downstairs—both featuring newly renovated bathrooms. The upstairs master suite offers a spacious retreat with a modern 2-person shower and a walk-in closet. Outside, the backyard is designed for relaxation and entertaining, with a sparkling pool and ample space for gatherings. Located just steps away from Garden Road Elementary / 1.6 miles to Twin Peaks Middle / 2.8 miles to Poway High. Additionally, a neighborhood park (Garden Road) is just a short 5-minute walk away, making this home the perfect balance of convenience and lifestyle.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.48
Remaining Loan Term
25 years, 3 months
Monthly PITI
$3,152.77/mo
Estimated Loan Balance
$603,439
Cash to close
$580,327
Interest Paid
$103,295

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: InGround

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1971
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, Lake, Mountainous, Park
HOA
  • Has HOA: No
Location
  • Region: Poway

Financial Details

  • Price per Sqft: $623.48
  • Tax Annual Amount: $
  • On Market Date: 2024-10-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $580,327 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $580,327!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.48% Sellers Rate
$598,673
Your Cash$580,327
Total Purchase Price:$1,179,000

Assumed vs Traditional Mortgage

Assumed @ 3.48%
$2,936/mo
Traditional @ 7.5%
$4,592/mo
You save $1,656/month ($19,873/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2406412

Listing From:

Last updated: 2025-01-14T02:22:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.48%
7.15%

Principal & Interest

$2,936 /mo
$4,427 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $580,327 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $580,327!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.48% Sellers Rate
$598,673
Your Cash$580,327
Total Purchase Price:$1,179,000

Assumed vs Traditional Mortgage

Assumed @ 3.48%
$2,936/mo
Traditional @ 7.5%
$4,592/mo
You save $1,656/month ($19,873/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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