Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Closed

$415,000

($61,781 down)
FHA

13440 Monterey Road, Desert Hot Springs, CA 92240

3
2
1,340 sqft
PITI Monthly
$2,071.92 /mo

Listing courtesy of: Jose Espinoza, OZA Realty

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,659 /mo
$2,510 /mo

What's Special

LOCATION
STAINLESS STEEL APPLIANCES
FIREPLACE
EFFICIENT

NEW CONSTRUCTION in Desert Hot Springs! This brand-new 1,340 sq. ft. home feature stunning contemporary design that are both stylish and up-to-date. With an open floor plan, this property offers plenty of space, including a backyard that can easily accommodate a pool or whatever you can dream-up. This property offers 3 bedrooms, 2 bathrooms, an interior laundry room, high ceilings, and stainless steel appliances. This stunning property also features custom cabinets, quartz countertops, high-efficiency windows and new A/C system, an owned solar system, water-efficient landscaping, and a large 2-car garage. Bedrooms are carpeted, and there is tile flooring throughout the rest of the home. A built-in custom electric fireplace is also included. This property is located in a nice neighborhood and offers easy access to I-10, Downtown Palm Springs, and is in close proximity to local retail, parks, and schools. The prime location also offers great views.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$2,071.92/mo
Estimated Loan Balance
$353,860
Cash to close
$61,781
Interest Paid
$38,369

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Electric, ForcedAir, Fireplaces
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric, GreatRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Flat
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Modern
Materials
  • Stucco
  • Roof: Flat
Condition
  • Year Built: 2024
Details
  • Builder: Stemmer Development

Community & HOA

Community
  • Subdivision: Not Applicable-1
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Desert Hot Springs

Financial Details

  • Price per Sqft: $309.7
  • Tax Annual Amount: $
  • On Market Date: 2024-07-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,781 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $61,781!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$353,219
Your Cash$61,781
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,659/mo
Traditional @ 7.5%
$2,604/mo
You save $945/month ($11,343/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219114450DA

Listing From:

Last updated: 2024-12-05T03:47:05.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,659 /mo
$2,510 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,781 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $61,781!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$353,219
Your Cash$61,781
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,659/mo
Traditional @ 7.5%
$2,604/mo
You save $945/month ($11,343/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.