Dan Kaercher

Dan Kaercher

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Closed

$599,000

($263,912 down)
FHA

1340 Shoshone Falls Drive, Ramona, CA 92065

3
3
1,559 sqft
PITI Monthly
$2,356.56 /mo

Listing courtesy of: Jan Ryan, ReMax Direct

Assumed Rate

4.15%
7.15%

Principal & Interest

$1,911 /mo
$2,656 /mo

What's Special

SHOPPING
ENTERTAINMENT
SPACIOUS
PATIO

IT'S TIME TO OWN! 3 BEDROOM Townhome with ATTACHED 2 CAR GARAGE and PAID SOLAR. A home in the country, yet walking distance to shopping and restaurants and entertainment. Impressive, TROPICAL BACKYARD for entertaining with stamped concrete patio, and pergola. OPEN FLOOR PLAN with tons of windows make this home LIGHT AND BRIGHT. Quality features include spacious island kitchen with granite counters, gas stove and stainless appliances. Updated, designer light fixtures and laminate flooring.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.15
Remaining Loan Term
21 years, 11 months
Monthly PITI
$2,356.56/mo
Estimated Loan Balance
$337,330
Cash to close
$263,912
Interest Paid
$121,965

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2016
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking
HOA
  • Has HOA: Yes
  • HOA Name: Nickel Creek
  • HOA Amenities: Unknown
  • HOA Fee: $269
  • HOA Frequency: $Monthly
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $384.22
  • Tax Annual Amount: $
  • On Market Date: 2024-08-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $263,912 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $263,912!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.15% Sellers Rate
$335,088
Your Cash$263,912
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 4.15%
$1,911/mo
Traditional @ 7.5%
$2,755/mo
You save $843/month ($10,120/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2407791

Listing From:

Last updated: 2024-10-05T15:42:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.15%
7.15%

Principal & Interest

$1,911 /mo
$2,656 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $263,912 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $263,912!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.15% Sellers Rate
$335,088
Your Cash$263,912
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 4.15%
$1,911/mo
Traditional @ 7.5%
$2,755/mo
You save $843/month ($10,120/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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